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Come April 2019! Borrowers? Your EMIs on home loan, personal loan, vehicle loans set to become cheap; here's how
Tue, Dec 18, 2018
In its December 2018 policy, RBI firmly said Prime Lending Rate (PLR), Benchmark Prime Lending Rate (BPLR), Base rate and Marginal Cost of Funds based Lending Rate (MCLR) will be replaced by an external benchmark from April 2019.
Do you want to be eligible for home loan? Follow these guide, know from tenure to credit score
Thu, Dec 13, 2018
Home loans are given depending upon your age, your salary status, your capability of repayment and background checks of previous loans
RBI to bring you pain, hike interest rates today? This is how much more you will pay for home, auto, personal loans
Wed, Dec 05, 2018
In fact, one should definitely pray that RBI chooses to put a status quo in this policy, as data reveals that home loans, auto loans and personal loans are already expensive due to rise in MCLR rates since March 2018.
How to become rich fast in India: Your investment decoded
Thu, Nov 29, 2018
Short term gains on investment depends upon the time horizon. Generally, it is one or two year investment.
Existing borrowers not happy with loan rates; will EMIs come down? Controversy decoded
Tue, Oct 09, 2018
Crux of the matter: Why banks are not passing on the benefits of rate cuts to borrowers.
Credit Cards, loans, EMI schemes in demand as consumers get bullish on festive season
Thu, Sep 27, 2018
Consumers have been flooded with massive offers by banks and other companies in a bid to boost sales.
Small Saving Schemes turn attractive ahead of festive season; This is how it will hurt your EMIs on home, car loans
Tue, Sep 25, 2018
Notably, now investment in Small Saving Schemes looks way more attractive than what banks are offering you.
EMIs to cost more as RBI raises lending rates, India Inc disappointed
Thu, Aug 02, 2018
EMIs on home, car and two-wheeler loans are set to cost more as the Reserve Bank of India (RBI) on Wednesday raised key lending rates on the back of higher inflationary risks and fears of global volatility such as currency wars.
Is banking system moving towards liquidity deficit? What it means for your loans, EMIs
Wed, Jul 18, 2018
Net liquidity position has moved from a liquidity surplus level in the preceding week to a marginal liquidity surplus level in the week ended 13 July.
7 money tips for millennials: From spends, insurance to tax, check out must-do list
Tue, Apr 03, 2018
While most families in India have grown up with the belief that a Fixed Deposit is the only way to invest, there are many other options available, right from equity and debt mutual funds and stock markets to gold, real estate, art and so on.
Get ready to pay more on your personal, car, home loan EMIs
Wed, Feb 14, 2018
On February 7, HDFC Bank increased MCLR by 10 basis points for some tenures, while Axis Bank in January 2018 had raised the benchmark by 5 basis points.
Impact of base rate, BPLR changes on your home loan EMIs
Wed, Jan 03, 2018
Whenever SBI makes any changes either in savings or in lending rates, other banks follow the suit.
How to reduce losses while at work
Tue, Jan 02, 2018
On a daily basis, we end up spending a lot more than what we should. Staying a bit careful and making some lifestyle changes can save a lot of our money. Let us have a look on how we can save a little more in our day-to-day life. Automate credit card payments
ICICI Bank home loan: This is how much you can save from 1% cashback
Tue, Oct 03, 2017
ICICI Bank is the latest one to introduce new offer for its retail borrowers in this festive season. However, the move is not entirely new and comes right after when its rival Axis Bank made some waiver of EMIs on home loan.
Festive season coming soon, are your finances ready?
Thu, Sep 07, 2017
It is important to plan your Credit Card expenditure too by deciding how much Credit Card debt you can manage in future. Once you have zeroed in on an amount that you can spare for your festival shopping, stick to that budget.
Have multiple loans? This what you need to look at before closing them
Wed, Aug 30, 2017
Taking loans now a days has become a necessity. Whether you want to buy a car or a home, loans are the only option which can help you with finances.
Want to buy a car but not pay EMIs? We have a solution
Tue, Aug 08, 2017
Your dream to buy a shiny new car hinges on the money you are able to save and the equated monthly installments (EMIs) that you are ready to pay.
RBI's SLR cut may help bring down your EMIs
Wed, Jun 07, 2017
Any reduction in SLR gives more room to bankers for trimming interest rates. This would mean, if you are borrower your EMIs may come down further.
Debt Trap: Follow these simple steps to keep your EMIs in check
Wed, May 24, 2017
As a thumb rule, all your EMIs put together – be they for personal loans, auto loan, credit cards, home loans, education loan – should not be more that 30% of your salary.
Now you can use 90% of your EPF to buy a home. Keep these 5 conditions in mind
Tue, Apr 25, 2017
The 68B talks about the withdrawal from the Fund for the purchase of a dwelling house/flat or for the construction of a dwelling house including the acquisition of a suitable site for the purpose.