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The Senior Citizen Savings Scheme is a government-backed savings instrument. The investment option is eligible for tax deductions up to Rs 1.5 lakh under section 80C of the Income Tax Act, 1961.

Senior Citizen Savings Scheme: Age, eligibility criteria, interest rate and key details

Sources in the banking industry, however, pointed out that when the Coronavirus pandemic broke out in 2020, both the RBI and banks had cut their deposit rates.

Interest rates of small savings schemes unchanged since 2 years - here's why

Sukanya Samriddhi Yojana: Age, minimum-maximum amount, account opening, interest rate, withdrawal, maturity, benefits, etc - All questions answered

Post Office savings scheme: The Post Office Savings Bank offers a lot of schemes and benefit to customers.

  Explained: Post office Sukanya Samriddhi Account, PPF, NSC, KVP, Fixed Deposit to RD  Benefits, interest rates    

This is a 5-year Post Office Recurring Deposit Account (RD), where a person can begin with a minimum amount of Rs 10 per month or any amount in multiples of Rs 5. There is no maximum limit.

Post Office Saving Schemes: Earn more interest than banks, it will cost you just Rs 10

The linked FD essentially allows customers to save their money lying in savings accounts in flexible fixed deposits, enabling them to earn a higher interest rate without compromising on the liquidity.&nbsp;

Not only Fixed Deposits, 'linked FDs' are a good option too

saving-schemes

The Senior Citizen Savings Scheme is a government-backed savings instrument. The investment option is eligible for tax deductions up to Rs 1.5 lakh under section 80C of the Income Tax Act, 1961.

Sources in the banking industry, however, pointed out that when the Coronavirus pandemic broke out in 2020, both the RBI and banks had cut their deposit rates.

Post Office savings scheme: The Post Office Savings Bank offers a lot of schemes and benefit to customers.

This is a 5-year Post Office Recurring Deposit Account (RD), where a person can begin with a minimum amount of Rs 10 per month or any amount in multiples of Rs 5. There is no maximum limit.

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Saving Schemes

Senior Citizen Savings Scheme: Age, eligibility criteria, interest rate and key details

Interest rates of small savings schemes unchanged since 2 years - here's why

Sukanya Samriddhi Yojana: Age, minimum-maximum amount, account opening, interest rate, withdrawal, maturity, benefits, etc - All questions answered

Explained: Post office Sukanya Samriddhi Account, PPF, NSC, KVP, Fixed Deposit to RD Benefits, interest rates

Post Office Saving Schemes: Earn more interest than banks, it will cost you just Rs 10

Not only Fixed Deposits, 'linked FDs' are a good option too

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