Fri, Dec 01, 2023
How are bullion, agricultural commodities, and industrial metals faring today? We bring you the latest updates from the world of commodities.
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Thu, Nov 30, 2023
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Fri, Sep 01, 2023
If you avoid certain mistakes like not checking your credit score before loan or overestimating your EMI payment capabilities, your chances of getting a
The Mera Bill Mera Adhikaar scheme has been initiated to ensure better GST collections and would aim to curb tax evasions. The scheme rewards citizens with an objective to increase vigilance on GST evasion.
When you avail loan against mutual funds the lender provides a loan based on the Net Asset Value (NAV) of your mutual fund units. The loan amount typically ranges from 50 per cent to 70 per cent of the NAV, depending on the fund type and the lender’s terms and conditions.
Thu, Aug 31, 2023
The PMJDY scheme has seen a total deposit of a whopping Rs 2.03 lakh crore since its launch in August 2014. A total of 50 crore Jan Dhan accounts have been opened so far.
Choosing between a term plan and a money back policy can be difficult as they both offer appealing benefits. However, the decision should be based on the specific needs of the insurance buyer.
As soon as you identify a discrepancy, fill the dispute form available on the CIBIL website. CIBIL score discrepancies can be resolved in less than two months, however, it can take longer if the lender disagrees with your claim and you need to appeal with CIBIL again.
Choosing a credit card with low interest rate and fees will help in saving more on credit card bills. You should also look for a credit card that offers cashback and discounts on spendings.
A retirement plan is more flexible than a pension plan and allows investors to choose how much they want to put into their pension fund alongside other savings instruments. Pension plans cannot be changed once you start investing.
Failed UPI payments or transfer to a wrong account could be a result of many factors. In such cases, without panicking it’s important to report the matter to your bank and NPCI as soon as possible.
One big mistake people make is to retire with debt and use their savings to repay their loans. This can lead to insufficient money for regular expenses and increase financial burden even after retirement.
Wed, Aug 30, 2023
Consumer durable loans aid in improving the quality of life for borrowers as they can get access to products with the help of the loan. However, such loans may come with higher interest rates compared to other borrowings.
Being a government backed long-term savings plan it’s considered as a safe investment option. Currently, PPF interest rate stands at 7.1 per cent and it’s credited to the account annually.
SBI has eliminated the need for a passbook for the registration of several social security schemes, thus, making the process easier for beneficiaries. The interested beneficiaries can visit any SBI Customer Service Points (CSPs) to complete the registration process.
EPF is a good investment scheme for retirement. The EPFO has made it mandatory for account holders to designate nominees, but there is no deadline for the process.
The deadline to verify income tax returns is today, August 30. Take a look at what data is used by the Income Tax Department to assess a taxpayer’s income.
Term insurance is a financial product that offers a specific amount to the insured for a fixed time period. Take a look at its pros and cons.
If the bank is charging a high rate of interest, it could be a good idea to prepay your home loan. This will lower the debt you owe to the bank.
Debt consolidation offers borrowers the chance to repay their debts in a systematic manner, often at a lower interest rate. It can be a good option if the individual has multiple high-interest loans.
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