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Holi 2025 Special: 5 ideas to get guaranteed returns to make your life colourful | Personal Finance

Holi 2025 Special: 5 ideas to get guaranteed returns to make your...

Thu, Mar 13, 2025

Holi 2025, celebrated on March 14, brings excitement and positive energy. Just like the festival, financial planning can bring stability and success. In this video, we share 5 guaranteed return schemes for regular income and financial well-being. Let’s explore these options to brighten your financial future!

Credit Card EMI: How it works and key things you should know - 6 points | Personal Finance

Credit Card EMI: How it works and key things you should know - 6...

Thu, Mar 13, 2025

Credit cards can be very helpful if used wisely. With festivals coming up, they allow you to buy products and pay for them later in installments or EMIs. When you convert your purchase into EMI, you pay the amount in monthly installments, similar to paying off a loan. Credit card providers offer flexible repayment options, ranging from 3 to 36 months. While using EMI on a credit card can be convenient, here are a few important things you should know before opting for it.

SBI Har Ghar Lakhpati RD: How much monthly deposit you need to get Rs 2 lakh and Rs 5 lakh maturity amounts in 3, 5, and 7 years?

SBI Har Ghar Lakhpati RD: How much monthly deposit you need to ge...

Wed, Feb 12, 2025

SBI Lakhpati RD: Launched by State Bank of India, the 'Har Ghar Lakhpati' scheme is a pre-calculated recurring deposit (RD) product aimed at helping individuals and families achieve their financial goals.

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NPS vs ELSS: Know key differences between National Pension Scheme and Equity Linked Savings Scheme

NPS vs ELSS: Know key differences between National Pension Scheme...

Mon, Sep 04, 2023

Some people may get confused while choosing between Equity Linked Savings Scheme (ELSS) and the National Pension Scheme (NPS) to save tax on investments. Knowing a few key differences will help you to select the right tax saving instrument.

Gratuity: What happens to the gratuity if an employee dies before completing five years?

Gratuity: What happens to the gratuity if an employee dies before...

Sat, Sep 02, 2023

Employees are eligible to receive their gratuity only after completing five years in an organisation or a company. An employee is also eligible for gratuity in case of his death, under certain circumstances.

SBI: Has money been deducted for insurance from your SBI savings account without your consent? Here's what you should do soon

SBI: Has money been deducted for insurance from your SBI savings...

Sat, Sep 02, 2023

A customer accused the SBI of debiting insurance premiums amounting to Rs 23,451. The public sector lender replied that these deductions are purely optional and people can raise complaints if their money has been unfairly debited.

Mastercard Alt ID Solution: How this new facility will help you at merchant websites and save from data breach

Mastercard Alt ID Solution: How this new facility will help you a...

Sat, Sep 02, 2023

Mastercard has launched ALT ID to secure online transactions for customers. It allows them to conduct e-commerce transactions without any need for saving card details.

PPF, NSC, and more: Don't forget to submit this document at bank else your account will be frozen

PPF, NSC, and more: Don't forget to submit this document at...

Sat, Sep 02, 2023

Your small savings account could be frozen if you fail to submit the Aadhaar number to the bank or the post office branch latest by September 30, 2023. In April, the Finance Ministry had asked small savings account holders to submit Aadhaar details within 6 months.

Exclusive: Financial literacy is not luxury anymore; it's a fundamental right for everyone, says Krishan Mishra, FPSB India CEO

Exclusive: Financial literacy is not luxury anymore; it's a...

Sat, Sep 02, 2023

Exclusive interview: "It's quite easy to create wealth; however, it is really difficult to sustain it and grow it in the long run. And that's why financial planning becomes really important. I would say that financial literacy is not a luxury anymore. It's a fundamental right for all of us," says FPSB India CEO Krishan Mishra.

Term Insurance: What are the accident death benefits one can get under the plan?

Term Insurance: What are the accident death benefits one can get...

Fri, Sep 01, 2023

Term Insurance plans come with a range of benefits including add on offers of Accidental Death Benefit rider. Term Insurance plans provide protection for a long period of time which can go up to 30 years or more.

Investment Planning: What are the best investment options in India based on your income?

Investment Planning: What are the best investment options in Indi...

Fri, Sep 01, 2023

Efficient investments can prove to be a game-changer in improving your financial condition. You can build a corpus fund for your retirement by choosing the right investment options. A diversified portfolio is always advisable to mitigate risks.

Personal Loan: Who repays the loan if the borrower dies?

Personal Loan: Who repays the loan if the borrower dies?

Fri, Sep 01, 2023

The lender can't seize or sell the borrower's property for acquiring the remaining amount as the loan was an unsecured one. Since the personal loan repayment isn't possible, this amount is eventually written off and is transferred to the NPA (Non-performing Assets) account.

Home Loan: These mistakes can affect your chances of getting a home loan

Home Loan: These mistakes can affect your chances of getting a ho...

Fri, Sep 01, 2023

If you avoid certain mistakes like not checking your credit score before loan or overestimating your EMI payment capabilities, your chances of getting a

Mera Bill Mera Adhikaar scheme launched in these states: Here’s how you can win Rs 1 crore by submitting a GST bill

Mera Bill Mera Adhikaar scheme launched in these states: Here’s h...

Fri, Sep 01, 2023

The Mera Bill Mera Adhikaar scheme has been initiated to ensure better GST collections and would aim to curb tax evasions. The scheme rewards citizens with an objective to increase vigilance on GST evasion.

Loan Against Mutual Fund: Is it risky? Important factors to consider before borrowing

Loan Against Mutual Fund: Is it risky? Important factors to consi...

Fri, Sep 01, 2023

When you avail loan against mutual funds the lender provides a loan based on the Net Asset Value (NAV) of your mutual fund units. The loan amount typically ranges from 50 per cent to 70 per cent of the NAV, depending on the fund type and the lender’s terms and conditions.

Commodity Capsule: Gold prices set for weekly gain as US rate hike chances diminish

Commodity Capsule: Gold prices set for weekly gain as US rate hik...

Fri, Sep 01, 2023

How are bullion, agricultural commodities, and industrial metals faring today? We bring you the latest updates from the world of commodities.

Pradhan Mantri Jan Dhan Yojana (PMJDY): Eligibility criteria, minimum balance and other benefits

Pradhan Mantri Jan Dhan Yojana (PMJDY): Eligibility criteria, min...

Thu, Aug 31, 2023

The PMJDY scheme has seen a total deposit of a whopping Rs 2.03 lakh crore since its launch in August 2014. A total of 50 crore Jan Dhan accounts have been opened so far.

Term Plan vs Money Back Policy: Which is a better option?

Term Plan vs Money Back Policy: Which is a better option?

Thu, Aug 31, 2023

Choosing between a term plan and a money back policy can be difficult as they both offer appealing benefits. However, the decision should be based on the specific needs of the insurance buyer.

Discrepancy in CIBIL score: How to rectify it to improve credit score?

Discrepancy in CIBIL score: How to rectify it to improve credit s...

Thu, Aug 31, 2023

As soon as you identify a discrepancy, fill the dispute form available on the CIBIL website. CIBIL score discrepancies can be resolved in less than two months, however, it can take longer if the lender disagrees with your claim and you need to appeal with CIBIL again.

As credit card spending hits an all-time high in India, here are the tips to select the right credit card

As credit card spending hits an all-time high in India, here are...

Thu, Aug 31, 2023

Choosing a credit card with low interest rate and fees will help in saving more on credit card bills. You should also look for a credit card that offers cashback and discounts on spendings.

Pension Plan vs Retirement Plan: What is the difference? Which is a better option?

Pension Plan vs Retirement Plan: What is the difference? Which is...

Thu, Aug 31, 2023

A retirement plan is more flexible than a pension plan and allows investors to choose how much they want to put into their pension fund alongside other savings instruments. Pension plans cannot be changed once you start investing.

Commodity Capsule: Gold set for monthly drop as US yields, dollar weigh

Commodity Capsule: Gold set for monthly drop as US yields, dollar...

Thu, Aug 31, 2023

How are bullion, agricultural commodities, and industrial metals faring today? We bring you the latest updates from the world of commodities.

UPI: Steps to be taken for failed UPI payments

UPI: Steps to be taken for failed UPI payments

Thu, Aug 31, 2023

Failed UPI payments or transfer to a wrong account could be a result of many factors. In such cases, without panicking it’s important to report the matter to your bank and NPCI as soon as possible.

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