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banks credit growth News
banks credit growth
Happy New Year 2019! Good news! RBI Financial Stability Report out; Banks back on track
Mon, Dec 31, 2018
RBI says, "SCBs’ credit growth on a year-on-year (y-o-y) basis improved across bank groups between March and September 2018, largely driven by the private sector banks (from 21.3 per cent in March 2018 to 22.5 per cent in September 2018)."
RBI concerned over banks' rising exposure to sovereign bonds
Wed, Jan 17, 2018
Share of commercial banks in outstanding G-Sec was around 40%, while investment of SCBs in these bonds was about 82% of total investment by end of FY17.
RBI modifies average base rate for NBFC, MFIs
Fri, Dec 29, 2017
Average base rate of NBFCs-MFIs which stood near 10.09% from April – June 2014 quarter, came down to 9.45% on December 2015, further to 9.41% by end of December 2016 and then to 9.06% in September 2017.
Credit demand from private corporate sector remained subdued: RBI
Thu, Dec 21, 2017
On group-wise performance, credit moderation was largely in metropolitan population groups while loans in rural, semi-urban and urban areas increased marginally.
Double digit loan growth possible next year, says HDFC Bank
Sun, Dec 03, 2017
After clocking just under 10% growth for almost a year, credit expansion fell to under 5% starting November 2016. Since then it has been struggling to cross the double digit mark on sustained basis due to the impact of demonetisation and the implementation of Goods and Services Tax (GST).
As India Inc looks away, public and private banks' turf war now shifts to retail loans
Mon, Sep 25, 2017
Retail loan has less exposure in banks stressed assets and has been considered a favourable segment which can boost the lenders credit cycle.
Five public sector banks account for nearly half of non-performing assets
Fri, Aug 18, 2017
NPA problem of banks have worsen further during Q1FY18. Banks have seen sharp rise of 34% year-on-year and nearly 17% quarter-on-quarter rise in NPAs.
A Historic Low: What's really happening with bank credit growth?
Fri, Aug 11, 2017
Since the start of fiscal year 2017-18 (FY18) all scheduled commercial banks (SCBs) business ( advances and deposits has seen decline in both year-to-date (YTD) and year-on-year (YoY) basis.
Why are banks choosing to cut savings account interest rates?
Wed, Aug 09, 2017
Two banks namely Axis Bank and SBI have brought down their savings account interest rates by 50 basis points.
Slowdown in loan growth takes securitisation to all-time high of Rs 1 lakh crore
Mon, Aug 07, 2017
As bank credit growth perform at single-digit, banks and firms are tapping the securitisation market so much so that transactions through this has risen by 47% in FY17.
RBI warns of more NPA pain, sees bad loans topping 10% by March
Fri, Jun 30, 2017
Level of GNPAs of large borrowers increased between September 2016 and March 2017, their restructured standard advances declined during the same period resulting in a reduction of total stressed advances by 1.8%.
RBI's SLR cut may help bring down your EMIs
Wed, Jun 07, 2017
Any reduction in SLR gives more room to bankers for trimming interest rates. This would mean, if you are borrower your EMIs may come down further.
Cheaper interest rates fail to spur home loans demand
Mon, Mar 20, 2017
In the first week of January, State Bank of India (SBI) took the lead by making 90 basis point revision in home loan rates. It was soon followed by other public and private banks where rate cuts in the range of 10 basis points to 90 basis points were undertaken.
Banks deposits soar 16% but credit fails to grow
Wed, Mar 01, 2017
RBI said, "On a year-on-year (y-o-y) basis, aggregate deposits grew at an accelerated pace in all population groups (except in metropolitan areas) and for all bank groups; on the other hand, however, bank credit decelerated across all population groups and bank groups."
ICRA expects borrowers to switch from base rate to MCLR
Tue, Jan 17, 2017
In view of the increased differential of 100 basis points (bps) between base rate and the Marginal Cost of Funds based Lending Rate, the credit rating agency said, it "expects a number of borrowers to switch from base rate to MCLR".
Q3 review: Credit growth, weak NII, fee income to impact banking sector
Tue, Jan 10, 2017
Systematix said, "We expect banks’ pre-provisioning profits to rise a modest 7.7% yoy (-14.2% qoq). However, due to lower NPA provisioning yoy, we expect our banking universe to see the net profit rising 54.9% yoy in 3QFY17e."
Loan growth may take-off as India moves towards digital money
Wed, Dec 14, 2016
Rajat Gandhi said“We are positive that the recent boost to non-cash payments will increase digitisation in every area of financial services including lending. With proper awareness and regulations, the sector can see an exponential growth in coming years and reduce a lot of burden from the banking sector too.”