OnlineSBI: You can pay credit card bills of other banks from State Bank of India account; here is how

If you have been using a credit card to make day-to-day purchases, then you can pay the bills using your State Bank of India account too. In order to avoid the last minute rush, customers are always recommended to pay credit card loans or pending bills on time. The payment is normally done through cheque or internet banking but it can also be paid via OnlineSBI portal. 

The bank had introduced a scheme some time back, called the Credit Card (Visa) Bill Pay, which allows customers to transfer money online from their SBI Bank account directly to any VISA Credit Card issued in India, to pay the credit card bill of other banks. The service requires an SBI account with internet banking enabled. Here are the steps to use this facility:

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Step 1: The first step is to log onto onlinesbi.com using your internet banking username and password.

Step 2: Go to profile tab, and click on the 'Manage Credit Card (Visa) Bill Pay' option. You will need to enter your profile password for authentication purposes, in order to use the service.

Step 3: After you complete the authentication, register payee details to proceed further. After that SBI will send an OTP to your registered mobile number.

Step 4: After a payee is registered, you can start paying your bills of a VISA credit card by just logging onto OnlineSBI. To select the Credit Card (Visa) Beneficiary link in the Payments and Transfers tab, and transfer the requisite amount.

Remember that the Payee details have to be registered first. For other bank credit cards, SBI levies a charge of Rs 15 on each transaction. However, the transaction is free of extra cost for SBI Credit Cards using the 'Bill Payment' option.