Former Jabong director joins the board of Fin-tech startup Qbera - Check how this firm helps in getting personal loans

Thu, Mar 14, 2019

Goldee's objective will be enhancing Qbera's technology stack, with newer technological initiatives and equipping the firm with an upgraded form of data-driven lending. 

More >

Credit card holder? Seeking loan? Check why your transaction history matters and what are its impacts

Tue, Feb 12, 2019

Every bank like SBI, HDFC Bank, Axis Bank, ICICI Bank, Bank of Baroda, PNB, Citi Bank and many other private and state-owned ones, allows you to have a credit card at a minimum a salary starting between Rs 20,000 to Rs 25,000 per month.

More >

Budget 2019: Interest rates on home, personal, vehicle loans set to rise? This is what can save your EMIs from being costly

Thu, Jan 31, 2019

Budget 2019: Government has hiked small saving schemes interest rate quite impressively, which makes them a better option for investment than what banks are offering. 

More >

How to get personal loan fast and easy? From salary to payment history, top tips to avail needed amount easily

Mon, Jan 14, 2019

Generally, personal loans are sanctioned to salaried, non-salaried and self-employed individuals. The documentation and rate of interest is different for personal loans granted to self-employed individuals.

More >

Come April 2019! Borrowers? Your EMIs on home loan, personal loan, vehicle loans set to become cheap; here's how

Tue, Dec 18, 2018

In its December 2018 policy, RBI firmly said Prime Lending Rate (PLR), Benchmark Prime Lending Rate (BPLR), Base rate and Marginal Cost of Funds based Lending Rate (MCLR) will be replaced by an external benchmark from April 2019. 

More >

Alert! Bad credit score can get your loan application rejected - Know how to monitor it, stay credit healthy

Fri, Dec 14, 2018

More >

RBI to bring you pain, hike interest rates today? This is how much more you will pay for home, auto, personal loans

Wed, Dec 05, 2018

 In fact, one should definitely pray that RBI chooses to put a status quo in this policy, as data reveals that home loans, auto loans and personal loans are already expensive due to rise in MCLR rates since March 2018.

More >

Salaried employees are you suffering with cash crunch? Know which is better personal loan or credit cards

Thu, Nov 15, 2018

Salaried employees are betting big on both personal loans and credit line for all their financial needs.

More >

Personal loan vs gold loan: Which is better? Your loans decoded

Thu, Nov 08, 2018

If you’re dealing with an intense financial emergency or your financial situation has suddenly turned too fluid, there are a pool of options available by banks that can help you get through the distress.

More >

Are you taking a personal loan? You can get trapped! Here are top tips to fully enjoy this festive season

Tue, Oct 16, 2018

The festive season is heading towards Dushehra and Diwali and even the wedding season is around the corner, and  it is expected there will be massive demand in banks for loans.   

More >

Want personal loan? HDFC Bank vs SBI vs ICICI Bank vs Yes Bank vs Kotak Bank compared; check best interest rates

Fri, Oct 12, 2018

The procedure to avail a personal loan is very simple, however, your eligibility for availing this form of loan depends upon your credit score.  

More >

Personal loans are easily available, but you should avoid easy loans, credit card debt

Tue, Oct 09, 2018

Four years after his Malaysia and Vietnam trip, Ujjwal was knee-deep in loans. His loan requirement from a mere Rs 50,000, had increased to Rs 6 lakh. More than half of his salary went into paying EMI for the consolidated personal loan. 

More >

Festive season! Don’t let cash crunch, fuel prices mar your joy; avail this option for financial aid

Wed, Sep 19, 2018

One doesn’t always have the funds to indulge in festive shopping extravaganzas the way one wants.  

More >

Want cash? Unsecured loans or credit cards? Beware! Never pick this option

Mon, Sep 17, 2018

Unsecured loans also face competition from credit cards, which are also equally popular. However, borrowers should never pick this particular option as they may lose a lot.

More >

Using a credit card? Stop! Try a credit line instead; big benefits available

Fri, Sep 07, 2018

Using a credit card during the time of emergency or a big expense becomes often convenient and one already has a certain credit limit at disposal.

More >

Are you thinking of applying for a personal loan?, must notice these things

Mon, Jun 18, 2018

Generally, personal loans are sanctioned to salaried, non-salaried and self-employed individuals. 

More >

Personal loan can be saviour in times of financial needs; here's how

Mon, May 28, 2018

Generally, personal loans are sanctioned to salaried, non-salaried and self-employed individuals. 

More >

Should a self-employed opt for personal loan?

Tue, Jan 23, 2018

The rate of interest offered on personal loans usually depends on the loan amount and the repayment capacity of the borrower.

More >

Growth in bank credit a positive sign: CARE Ratings

Mon, Jan 08, 2018

The CARE report said the higher growth in credit during the first 9 months of the year needs to be interpreted in the relevant perspective. 

More >

Expensive gifts or lavish honeymoon: Should credit cards be your payment option?

Wed, Sep 20, 2017

Credit cards can also be useful because you get offers, discounts and cashbacks on them. If used wisely, credit cards can help you save money. 

More >