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https://www.zeebiz.com/personal-finance/video-gallery-home-loan-rates-should-you-switch-to-mclr-61139

Home loan Rates: In a rising interest rate scenario, such as the current one, it is better to wait before moving to MCLR-linked home loan rates, say experts.&nbsp;Vipul Patel, founder, Mortgage World, said, “It’s not mandatory to move to MCLR. However, we recommend borrowers to move to MCLR as this pricing is in their favour. Ensure that the MCLR reset frequency is 12 months or lower.”

Home loan Rates: Should you switch to MCLR?

<p>Home loan Rates: In a rising interest rate scenario, such as the current one, it is better to wait before moving to MCLR-linked home loan rates, say experts.&nbsp;Vipul Patel, founder, Mortgage World, said, “It’s not mandatory to move to MCLR. However, we recommend borrowers to move to MCLR as this pricing is in their favour. Ensure that the MCLR reset frequency is 12 months or lower.”</p>


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