Government nominee not available on Loan Sanction Committees of banks: Sources
According to the sources, under the Banking Act, the banks are not obliged to report loans that have been sanctioned. Section 45 of the Act allows banks to keep the information confidential.
NPAs went up from 4.62% in 2014-15 to 7.79% in 2015-16 and were as high as 10.41% by December 2017. Image source: Inhouse