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Personal loans at just 1.08%? Yes, this startup has this unbelievable offer - Know details
Thu, Feb 14, 2019
From Bangalore-based Fintech startup MoneyTap, you can avail personal loan up to Rs 5 lakh in just 4 minutes.
On MoneyTap, consumers can borrow up to Rs 5 lakh in just 4 mins, says Bala Parthasarathy CEO and Co-Founder
Thu, Feb 14, 2019
Even though the digitization of processes has helped curb these challenges to a great extent, there are still multiple issues that need to be addressed by the government. One way the government can help emerging start-ups is by reducing the GST rate for VCs, incubators, etc. investing in the start-ups.
Home, auto, personal loan EMIs: Borrowers alert! Best way to reduce debt-burden - What you need to know
Tue, Feb 12, 2019
While taking a debt is easy, but managing to repay it, is a burden. Every month, a salaried employee has to chalk out a plan to manage expenses.
Haunted by EMIs? Here's how you can reduce Home, Personal, Auto loan monthly instalments
Mon, Feb 11, 2019
The benefit of recent repo rate cut by the Reserve Bank of India (RBI) is unlikely to be passed on to the borrowers by commercial banks soon.
Money Guru: How to get a personal loan for business
Mon, Feb 04, 2019
In this segment of Zee Business' Money Guru, Know How to get a personal loan for business. Watch the video to know more.
Welcome 2019: Your home, personal, car loan EMIs may come down in New Year; Here's why
Wed, Dec 26, 2018
New year 2019 may bring a big relief to loan seekers as the time is now ripe for the Reserve Bank of India (RBI) to announce the much-awaited key policy rate.
Your home, auto, personal loan interest rates to change! Know what it means for money you borrowed
Fri, Dec 07, 2018
In its December 2018 policy, RBI firmly said Prime Lending Rate (PLR), Benchmark Prime Lending Rate (BPLR), Base rate and Marginal Cost of Funds based Lending Rate (MCLR) will be replaced by an external benchmark from April 2019.
Loan against securities is cheaper than personal loan; here are conditions to keep in mind
Thu, Nov 22, 2018
Such loans include those against fixed deposits, shares, insurance policies, mutual funds, etc. According to the Reserve Bank of India’s November Bulletin advances against FDs had seen a year-on-year growth of 12.8%, while loans against shares and bonds had grown by 10.6%.
Taking out a personal loan? Do not do this one thing
Thu, Nov 01, 2018
If you look at interest rates, high or low, then you are making a mistake as you can lose plenty!
Can a good credit score help you reduce interest rate on your loan?
Sat, Jul 14, 2018
At some point in our lives, we need financial funding for various reason. And you must have heard that banks are always guiding you to maintain a good credit score. This one indicator plays a major role in what happens to your loan request. Your credit score helps you determine two things.
How to get a perfect credit score: 4 steps in brief
Tue, Jul 10, 2018
Credit score gets impacted primarily on your credit history. Check if your monthly payments towards loans are reflected on your credit reports. An ideal way to not miss payments and become a defaulter is to keep reminders on your Equated Monthly Installments (EMI). You can also opt for ‘auto-debit’ facility, wherein the lender automatically deducts the EMI amount from your bank account on a specified date. But make sure that you have funds in your account.
Retail Lending: Just 1/3rd of 220 million consumers tapped
Tue, May 22, 2018
Over the next five years, lenders can look to push their retail products such as credit cards, personal loans and consumer durable loans in the wake of rising disposable income.
Personal loan vs credit card: We tell you when to avail what
Thu, Feb 22, 2018
Often, we are short of funds for some urgent needs that requires us to borrow money. Stuck in cash crunch, what do you do then? Swiping credit card or taking a traditional route to apply for a personal loan?
Parameters one must follow to get loans approved
Sat, Feb 03, 2018
If your credit score is low, there is a greater chance that your loan application might be rejected or you might get the loan at a very high interest rate
How CIBIL score can ruin your chance of getting loan?
Sat, Feb 03, 2018
Personal loans being unsecured, which makes them more risky for banks, a good CIBIL score is main requirement .
Christmas celebration: Here's a list of options to fund your vacation trip
Mon, Dec 18, 2017
If you don't have suitable amount to fund this vacation trip, you need not worry. There are variety of options which you can utilise to fund your trip without hampering your daily budget.
Evaluate these options to fund wedding function
Tue, Dec 05, 2017
The expenses related to weddings are usually costly and sometimes all the saving is exhausted in making the event successful.
Credit card loan or personal loan? Which one you should choose, if at all
Wed, Jul 19, 2017
A credit card loan is a pre-approved loan where your bank lends you up to a certain percentage of your underutilized credit card limit.
Your instalments might still come down if Rajan has his way
Wed, Jun 08, 2016
During the monetary policy review meet on June 7, Rajan said, "Transmission of policy into bank lending rates still remains work in progress. We will shortly review the operation of the marginal cost lending rate framework to iron out any issues."
Rajan has surprised markets in the past, will he front-load rate cut today?
Tue, Jun 07, 2016
According to Reuters last year, reducing rates during the monsoon season, running from mid-June through September, was unusual for the RBI. It had tended to be on the defensive against food price pressures after disappointing rains.