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<p>A term loan is a fixed-amount loan with a fixed repayment schedule that you take from a bank, non-banking finance company (NBFC), or any financial institution. In a term loan, the interest is calculated on the entire loan amount, while in overdraft, the interest is calculated only on the amount you withdraw from the OD.</p>


Term Loan vs Overdraft: What are they, and which of them can be a better option?

<p>Overdraft services and personal loans are popular short-term credit facilities best suited for emergency needs of funds. However, Overdraft facility offers more flexibility and comes with lower interest rate compared to personal loan.&nbsp; &nbsp;</p>


Overdraft vs Personal Loan: Check when OD could be a better option

overdraft

A term loan is a fixed-amount loan with a fixed repayment schedule that you take from a bank, non-banking finance company (NBFC), or any financial institution. In a term loan, the interest is calculated on the entire loan amount, while in overdraft, the interest is calculated only on the amount you withdraw from the OD.

Overdraft services and personal loans are popular short-term credit facilities best suited for emergency needs of funds. However, Overdraft facility offers more flexibility and comes with lower interest rate compared to personal loan.   

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Overdraft

Term Loan vs Overdraft: What are they, and which of them can be a better option?

Overdraft vs Personal Loan: Check when OD could be a better option

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