How to withdraw PF balance: What if you want to PF due to some money requirement but don't posses a Universal Account Number (UAN)? In such situation, fill an offline form and submit it to the EPFO's office and wait till the settlement. Employees, who do have a UAN, have to fill various forms as per need. Let us explain how to withdraw your money without a UAN of PF.

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When can one withdraw money from EPF ?

You can make partial or complete withdrawal of your money with your EPF. One can withdraw his\her entire money with EPF, only when he\she retires or remains unemployed for more than 2 months. In this case of unemployment one must get it authorised with a gazetted officer that he\she has been unemployed for more than 2 months. Under certain circumstances one can also do a partial withdrawal from a EPF account. The terms are:

 

EPF withdraw table:

​https://www.epfindia.gov.in/site_en/WhichClaimForm.php#Q3. 

An important thing to understand here is that the form for new composite claim (Aadhaar) can only be deposited by the concerned EPFO office without certification. Also, if you do partial withdrawals as per the conditions shown on the table given above, then you don't need to give any certificates or documents along with your form.