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home loans News
Home loans to businessmen pose problem, Crisil raises alert
Wed, Apr 04, 2018
A senior director Krishnan Sitaraman said government initiatives and the regulator have caused the surge in the growth, and expected this trend to continue as both large and small housing finance companies focus on this segment. "This trend, however, warrants caution because lending to self-employed is largely based on assessed income," they said, commenting on the higher propensity to lend to the self-employed borrowers.
NPA pain forces these lenders to ensure property sales zoom, even offer home loans
Sun, Apr 01, 2018
According to a report by property consultant JLL, as many as 440,000 residential units remained unsold across key cities at the end of 2017. The number of unsold ready-to-move-in homes is estimated at 34,700 in the top seven metros of Mumbai, Delhi-NCR, Chennai, Hyderabad, Pune, Bengaluru and Kolkata.
Home loans: There are different kinds based on needs; here are 6
Sat, Mar 31, 2018
Having own house gives a feeling of financial stability, emotional and social security. Past decade has seen sky-rocketing of real estate prices in the big cities of India, the small cities have also seen significant upward movement in the housing segment leaving the home buyers reconsidering or postponing their home-buying decisions. In these cases, home loan serves as the best option for those who aspire to have their own house
What happens if RBI maintains status quo on repo rates
Wed, Feb 07, 2018
If you’re wondering how the Reserve Bank’s decision impacts you personally we have got the solution. Read on to find out.
What should you watch out for in Union Budget 2018?
Thu, Feb 01, 2018
Here's your guide on what to look out for from the next fiscal's Union Budget.
What the common people expect from Union Budget 2018
Sat, Jan 20, 2018
Here’s what people’s expectation from the Budget 2018 entails.
Here is the ideal time to start saving for your retirement
Fri, Jan 19, 2018
Starting to build a retirement corpus at an early age may seem a little strange to many, but according to experts, starting early helps you to save a great deal.
Planning for home loan; keep these points in your mind
Thu, Dec 14, 2017
Before opting for a home loan, always remember that you have closed all your previous debts. This improves your eligibility to qualify for higher loan amount
Here is the impact of Goods and Services Tax on home loan customers
Fri, Nov 10, 2017
If you are willing to get a home loan in the future, it is extremely important to understand the impact of the Goods and Services Tax (GST) that came into effect on 1 July 2017 in India.
ICICI Bank home loan: This is how much you can save from 1% cashback
Tue, Oct 03, 2017
ICICI Bank is the latest one to introduce new offer for its retail borrowers in this festive season. However, the move is not entirely new and comes right after when its rival Axis Bank made some waiver of EMIs on home loan.
As India Inc looks away, public and private banks' turf war now shifts to retail loans
Mon, Sep 25, 2017
Retail loan has less exposure in banks stressed assets and has been considered a favourable segment which can boost the lenders credit cycle.
Have multiple loans? This what you need to look at before closing them
Wed, Aug 30, 2017
Taking loans now a days has become a necessity. Whether you want to buy a car or a home, loans are the only option which can help you with finances.
Shubh Aarambh Home Loans: Axis Bank to 'waive' some of your EMIs
Thu, Aug 17, 2017
In a move to strengthen its home loan category, Axis Bank has launched "Shubh Aarambh" - an affordable housing loan product.
Will RBI's 25 basis points repo rate cut impact your home loan EMIs?
Thu, Aug 03, 2017
RBI trimmed down policy repo rate to 6% from 6.25% which is expected to boost housing sector.
From best deals on homes to loans; this is what SBI Realty is all about
Tue, Jul 18, 2017
In a move to strengthen its home loans category, the State Bank of India has launched a "SBI Reality" which makes it easier for a customer to view various options on homes and loans.
Affordable housing finance space to grow to Rs 6 trillion by FY22
Fri, Jun 23, 2017
The agency anticipates a demand for 25 million homes, which is nearly four times of the entire current housing finance stock, over FY17-FY22 in the medium and lower income group categories.
After RBI's changes in risk-weight; SBI reduces home loan rates by another 10 basis points
Fri, Jun 09, 2017
India's largest bank State Bank of India (SBI) has made another revision in its interest rates for home loan category. SBI has trimmed interest rates for second time in last two months.
Bi-Monthly monetary policy: RBI pushes for affordable housing but will interest rates come down?
Wed, Jun 07, 2017
Housing loan may see major boost with the reduction in loan to value and risk weight ratio. This gives more to room for banks to give loans to genuine home buyers.
Debt Trap: Follow these simple steps to keep your EMIs in check
Wed, May 24, 2017
As a thumb rule, all your EMIs put together – be they for personal loans, auto loan, credit cards, home loans, education loan – should not be more that 30% of your salary.
Home loans rate cut: Banks offer 'best' home loans rate for women but what you save is nothing really
Wed, May 17, 2017
Since last week, the banks have been reducing home loan rates to give a push to Prime Minister Narendra Modi's vision "Affordable Housing to all by 2022".