Tue, May 07, 2024
Credit card use provides one with the facility to purchase a thing even if they don't have hard cash at that point in time. They can buy anything by making an entire payment or in instalments. Another important factor that has encouraged people to use credit cards is multiple promotional offers available on them.
More >
Thu, May 02, 2024
Your Cibil score is your credit health report card that shows your creditworthiness. Lenders judge your creditworthiness according to your Cibil score. A high Cibil score helps you get loans on favourable conditions and a credit card with a high limit.
Tue, Feb 13, 2024
If you want to maintain a good credit score, you must pay your equated monthly installments (EMIs) of your home loan on time. Skipping even one payment may hurt your credit score and force you to take loans in the future at high rates.
Thu, Jun 30, 2022
Credit score tells your credit history. CIBIL Score is your credit score. If the CIBIL score is less then there will be problem. CIBIL decides the credit score. Keep credit card due balance low. Pay EMIs on time. Avoid taking excessive unsecured loans. Do not apply too much to get a loan. Banks check the CIBIL report on the loan application. The report is prepared on the basis of loan, credit card payment. Banks take decision on loan approval/rejection from CIBIL report: Vikas Puri, West Zone Head of Complete Circle Consultant. Watch Money Guru for more details.
Mon, Feb 21, 2022
A good CIBIL score helps you in availing various types of loans. Having a bad CIBIL can affect your ability to get loans of huge amounts such as home loan etc. Here are some tips that you can follow to improve your CIBIL score.
Tue, Nov 30, 2021
While the CIBIL score is calculated on the basis of your repayment details provided by lenders and credit card issuers to CIBIL, sometimes, one may come across errors in the Credit Information Report or CIBIL Report.
Mon, Oct 04, 2021
CIBIL score is a three-digit number that ranges from 300 to 900 and represents an individual’s creditworthiness. A good CIBIL score helps you in availing loans at competitive interest rates from financial institutions.
Thu, Dec 03, 2020
Home Credit India, a local arm of the international consumer finance provider with operations spanning over Europe and Asia, conducted a research across 7 cities, to understand the levels of financial literacy amongst the borrowers. Close to 1,000 respondents were interviewed in the survey.
Wed, Jul 08, 2020
CIBIL Score check online: Maintaining better CIBIL score is important as it is directly related to one's eligibility to loan approval.
Thu, Apr 23, 2020
Free CIBIL Score on WhatsApp: In today's financial world, CIBIL score means a lot for the bank account holder. Your CIBIL score is one of the major factors for approval or rejection of any bank loan.
Wed, Jan 08, 2020
The power of good credit score cannot be undermined. It can instead turn your proposal for bank loan into a great deal but now maybe your CIBIL score is not enough to avail a loan.
Mon, Dec 16, 2019
The credit score of a person reflects one's credit history, which is decided by the financial transactions done by the person.
Mon, Aug 26, 2019
Getting a credit inquiry is advisable if you are looking for any kind of bank loan. However, multiple credit inquiries are not advisable. It poses a grave danger to your CIBIL score.
Fri, Jul 19, 2019
CIBIL Score: Millions of creditworthy individuals are financially underserved as they do not have any kind of formal credit scores that could help them qualify for bank loans.
Mon, Jul 15, 2019
HDFC home loan: Getting Cibil score before applying for a home loan helps you save money that you may lose in the form of token money payment etc. if the loan is rejected.
Tue, May 21, 2019
The interest rate of the loan is subject to several factors on which the bank levies interest rate on your loan.
Thu, Apr 18, 2019
People often opt for a loan to get over a financial crisis or some urgent need. The loan can be personal, for a car or two-wheeler or a home loan. Getting a loan becomes easier and faster if your credit score is good.
Tue, Mar 19, 2019
How to improve CIBIL credit score: Denied a bank loan because your CIBIL score is low? Wondering what to do to improve the credit score? Well, there is no need to panic if the bank has denied you a loan on the basis of your poor CIBIL credit score.
Wed, Jul 04, 2018
A credit score can be referred as a 3-digit number between 300 and 900 which defines the credit merit of a credit card holder or of an individual who has taken a loan.
Sat, Feb 03, 2018
Personal loans being unsecured, which makes them more risky for banks, a good CIBIL score is main requirement .
Wed, Jan 31, 2018
'Disclaimer: This story is for informational purposes only and should not be taken as investment advice' A good CIBIL score enhences your creditworthiness. But, if your score is bad it will reduce your chance to get a loan.
Tue, Jun 06, 2017
This segment of Money Guru brings to you the discussion over CIBIL score. The score helps in assessment of financial personality and analyzing the loan repayment capability of an individual. Watch the video to understand CIBIL score and its working.
Tue, May 16, 2017
According to the Reserve Bank of India data, till February, 2017, there were 29.1 million credit cards which were in operations.
By accepting cookies, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts.