How to get credit score for free on WhatsApp: In a bid to provide customers with credit scores, credit reports, and monthly updates several credit information companies or credit bureaus operational in India have tied up with fintech companies. Some of these credit information companies operating in the country are TransUnion Cibil, Equifax Credit Information, Experian Credit Information Co. of India and CRIF High Mark Credit Information Services.

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Considering this is the digital age, it has become quite easy to source these details. However, WhatsApp has made it even easier than that. Now you can get your credit scores through WhatsApp! Fintech startup Wishfin has partnered with Transunion Cibil to provide credit scores through the messaging app. 

What is credit score:
A credit score is based on your credit history, like repayment of EMIs and credit card dues. A good credit score can boost your bargaining power when you go for a loan, especially big-ticket loans like a home loan. Some banks even offer lower rates to individuals with high scores, explained LiveMint.

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How to get credit score for free in India on WhatsApp?
According to the LiveMint report, you are required to either give a missed call on 8287151151 or enter your mobile number on Wishfin’s website. Then you will get a WhatsApp message from a verified business account “Wishfin CIBIL Score”. Following this, you are required to follow the instructions and share your name, date of birth, gender, address, permanent account number or PAN and email. You can also get your report, and 12 monthly updates free of cost as of now.