Money Guru: How To Use Credit Cards Wisely To Avoid Debt? Expert Suggest Tips, Watch This Video

Credit cards are commonly referred to as 'plastic money'. Credit score can be improved with proper use. You can earn returns by using the free credit period. Use credit card only when necessary. Pay bills on time. Make sure to check the card statement every month. Understand the terms and conditions carefully before use: Pankaj Mathpal, MD of Optima Money Managers.