The National Pension System Trust (NPST) established by PFRDA is the registered owner of all assets under National Pension Scheme (NPS). One can login to the official website of NPST at npstrust.org.in and plan for a secured retired life.

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The investors interested in NPS must know that it is a voluntary, defined contribution retirement savings scheme designed to enable the subscribers to make optimum decisions regarding their future through systematic savings during their working life. NPS seeks to inculcate the habit of saving for retirement amongst the citizens. It is an attempt towards finding a sustainable solution to the problem of providing adequate retirement income to every citizen of India.

Under NPS, individual savings are pooled in to a pension fund which are invested by PFRDA regulated professional fund managers as per the approved investment guidelines in to the diversified portfolios comprising of Government Bonds, Bills, Corporate Debentures and Shares. These contributions would grow and accumulate over the years, depending on the returns earned on the investment made.

Those who are willing to register under the NPS scheme must be between 18 – 60 years of age as on the date of submission of his/her application to the POP/ POP-SP and the applicant should comply with the Know Your Customer (KYC) norms as detailed in the Subscriber Registration Form. All the documents required for KYC compliance need to be mandatorily submitted.

The prospective investors must also note that they can calculate the pension need from the NPS pension calculator. In order to calculate the pension, one has to follow some simple steps. They are as follows:

Step 1: The individuals will have to login to the official website of NPST at npstrust.org.in

Step 2: Then the person will have to click on the tab that  says 'Subscribers' and select the 'I am interested in NPS' option

Step 3: Now, the individual will have to select the 'Calculate the pension need' option

Step 4: Now, the person will have to enter his or her date of birth and amount of money he or she would like to contribute per month

Step 5: The person must also check the other factors and follow the instructions when the monthly pension will display

In case of any queries and further details, the interested individuals must login to the official website of NPST at npstrust.org.in.