SBI Online Account Open: The State Bank of India (SBI) offers various types of savings accounts, which don't force an account holder to maintain minimum balance either. One such SBI accounts is Insta Savings Account offered by the largest Indian commercial bank. This means the SBI minimum balance limit rule is not applicable on the SBI Insta Savings Account holder or in simple terms, this account is one of SBI's zero balance accounts. Interestingly, one need not go to the SBI branch to open this account. One can open this SBI account online through SBI YONO App or through SBI official website — onlinesbi.com or sbi.co.in.

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How to open SBI Insta Savings Account account online

For opening this instant account, a user is required to have a valid Aadhaar number, permanent account number (PAN), an active mobile number linked to Aadhaar number and an active email address. One can apply for an SBI Insta Savings Account through mobile app SBI Yono or through the bank's website mentioned above. Both the website and the mobile app assist the user in the account opening procedure through a common process.

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Here is the step by step guide to open SBI Online account through YONO app:

1] Download the YONO app;

2] One time password (OTP) will be sent on your mobile number;

3] Submit OTP, and fill other relevant details;

4] Enter your PAN card number and Aadhaar card number;

5] Click at the 'Submit' button; and

6] Your account will get activated instantly.