Retirement Planning: Why equity exposure is necessary even during your retirement period - expert decodes

Equity investment became imperative due to decreased interest rates of fixed deposits and increased life span, said Rajiv Shastri, Director & Chief Executive Officer - NJ Asset Management while speaking to Zee Business' Swati Raina in the popular TV show 'Money Guru'. As a result, the conventional wisdom of investment for Post-retirement is not applicable anymore.

He said that, though the equity exposure should come down during this period, it must remain at some level. He said that equities are instruments which have been able to beat inflation consistently over a period of time.

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