India’s second largest public sector bank Punjab National Bank offers a facility of prepaid cards. As per the information on its website, the bank is offering two prepaid cards currently – PNB Uphaar Card and PNB Suvidha Card. But first know what prepaid cards are and how they are helpful. 

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Prepaid debit cards are alternative form of banking cards which allows the card holder to spend money equal to the amount loaded in the card. Like a debit card, a prepaid card can be used at any merchant stores that accepts its payment network. This is not only safe but also convenient. 

Know about PNB Uphaar Card: 

This type of PND prepaid card can be used by purchaser for personal use or for gifting purpose. 

  • PNB Uphaar Card is a versatile card that can be used at Point of Sale (POS) terminals. 
  • It can be purchased for a minimum of Rs 100 and a maximum of Rs 10,000. 
  • It is ideal as a gift, both for individuals as well as Corporates. 
  • PNB Uphaar Card can be purchased through Bank branches. 
  • PNB Uphaar Card can be purchased by Account holders and others. Customers do not have account in PNB can avail the card by producing valid KYC documents. 
  • The charges levied for the card is Rs 50. 
  • The PNB Uphaar Card cannot be reloaded. 

Know about PNB Suvidha Card: 

  • Suvidha Card is a pre-paid card to be used by the purchaser for their personal usage or a card that can be used by Corporates for making payment of salary/incentives/bonus etc. to their employees or for any other purpose apart from giving out as gifts. 
  • PNB Suvidha Card can be used at ATMs as well as at Point of Sale (POS) terminals. 
  • PNB Suvidha Card can be purchased for a minimum of Rs 100 and a maximum of Rs 100,000. 
  • Daily usage limit up to Rs 25000 for ATM and on POS as per card balance. 
  • It is ideal as a gift, both for individuals as well as Corporates. 
  • PNB Suvidha Card can be purchased through Bank branches by account holders and others. Customers do not have account in PNB can avail the card by producing valid KYC documents. 
  • The charges levied for the card is Rs 50. 

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PNB Suvidha Card be reloaded through branches and Internet Banking.