Weddings are one of the biggest 'festivals' in India. Yes, these events are so glitzy that they cannot be dubbed as anything less than a fest!  It is an event of the lifetime and expenses keep adding up. While planning a wedding, from invitations with custom calligraphy or an Instagram-worthy setting to the food menu, even the smallest of things can cost a fortune. Even those with their feet firmly planted on the ground, sometimes find that expenses surpass their expectations, leaving couples in need of extra cash! 

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Solution? In this situation, using a low-rate personal loan could be the best possible solution for most as it allows them to afford their dream day without stressing over every rupee or many, for that matter. However, getting it is not as easy as it may sound. 

If you find yourself stuck in a situation like this, you could opt for an instant loan online instead of turning towards the banks. There are a number of platforms that offer instant loans for special occasions. Here are four such platforms that can help you plan your Deep-Veer-type wedding:

1. MoneyView: This app helps you get a personal loan ranging from 10,000 to 5 lakhs in less than 2 hours. The entire process from documentation to verification, is digital and you can get a loan even if you have a low or no credit score.  

2. Earnest: When you apply for a loan from Earnest, the company will ask how you plan to use the money. You can choose from the options that include a wedding, engagement, or honeymoon. They charge an Annual percentage rate (APR) of 6.99%. 

3. Prosper: This app doesn’t specifically offer wedding loans, but you can select “special occasion” as the loan’s purpose when you apply. This peer-to-peer lending marketplace company offers fixed rates on its loans, and there’s no penalty for early repayment. You can personalize your loans as per your requirements and get an estimate of the interest rate you will be charged. 

4. Upstart: When you apply at Upstart, the lender will review more than your credit score when offering you an interest rate — it’ll also factor your education and work experience. They offer interest rates lower than credit cards which is an added plus point.