The Indian festive season is just around the corner and shopping is in full swing! As far as investors are concerned, while they may shop for other products to their hearts' content, they must also keep funelling their money into financial products too. On Dhanteras, which marks the first day of Diwali, it’s considered an auspicious day to invest in precious metals like Gold. However, before they do that, here is a small warning. Satyen Kothari, Founder & CEO, Cube Wealth, told Zee Business Online, ''This year before you head out for your Gold shopping, remember financial experts suggest that Gold should not exceed 5-10% of your overall investment portfolio. So apart from Gold and other precious metals, there are other attractive asset classes and options which you must consider to bring Lakshmi home in the long run.''

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Right from International & Indian Equities to Digital Gold to Alternative investment options, here are the top 3 investment options which can help you to build your wealth.

1. Digital Gold

The adoption of digital Gold has been on the rise in recent times, as an alternative model to invest in physical Gold. There are lot of people who are still unaware of Digital Gold. Buying Digital Gold is not just easy, but it’s also the most economical way to buy Gold. You can buy or sell 24 Karat Gold digitally at any time or even use it as a collateral, said Kothari.

Each gram bought by an investor is backed by actual physical Gold, which can be quickly sold back online at a market-linked Gold rate. Here are the benefits of investing in digital gold.

- 24 karat Gold

- No making charges or storage hassles

- Trade as per your convenience

- Easily convert ‘Gold’ into ‘Cash’

- Request for doorstep delivery of the available Gold balance

2. Equity investing guided by investment advisors

Kothari also added that equity investments guided by blue-chip investment advisors have enormous potential for long term wealth creation. These advisors help you make correct decisions to invest in the right stocks & avoid the pitfalls of short-term volatility. The importance of contracting the ‘right’ wealth adviser is as important as finding the right surgeon for cardiac surgery.

Here are the benefits of investing in the right equities with the help of investment advisors.

- Compounding effects

- Long term wealth creation

- Diversified portfolio

- Less stress

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3. Mutual Funds

Kothari further mentioned that Mutual Funds are a high-value asset class for those who want to diversify their risk & invest their money for current or future requirements. But people usually select a fund solely based on their historical performance. However, many other important factors should be taken into account while making a decision.

A professional financial advisor can help investors to pick the right funds based on many factors & can also help do proper asset allocation as per the investment time horizon. Here are the key benefits of investing with professional guidance:

- Risk diversification

- Better fund selection based on robust philosophies & not just historical performance

- Disciplined investing

- Not just buy but sell recommendations as well