Investing in stock markets is not everybody's cup of tea, as it requires a whole lot of of study, deep research and then throw in a bit of luck to get positive results i.e. profit in your hands. However, that does not mean that as an individual you cannot invest your hard earned money in the share bazaar and that too without shouldering the grief of painstaking research. Yes, there is no need to go through all those technical charts and cumbersome figures about volatile stocks. All you need is a smart investment in a mutual fund that suits your goal and financial bucket. 

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Holding out this hope is Finology Ventures. To a question on the issue by Zee Business Online, Finology said, ''An investor with Rs 5,000 can also invest in Mutual Funds, though it is comparatively a lesser amount to invest across most of the companies or capital based funds but it can fetch good amount of returns over a period of 5 to 10 years, if invested smartly.''

Mutual Funds are always a good option to seek maximum returns from equity. However, there are various kinds of equity mutual funds available in the market to chose from. Starting on the basis of market capital, sector, ELSS, Global funds, Hybrid funds, equity diversified etc. The investor should chose the fund suitable to his/her financial goal, as per the advice of an expert. 

Finology provides this tip to invest your Rs 5000 in mutual funds in 2019 - Invest in Focused Multi Cap fund: 

Focused mutual funds usually outperform Diversified mutual funds when returns are compared. While in order to get maximum returns the investor should invest in Focused Multi Cap Fund. Suggesting to invest in multi cap funds, Finology Ventures added, ''During our research it showed that an investor with Rs 5,000 generally looks to invest in a small cap fund but to gain maximum returns it is better to invest across multi cap funds. It allows you to invest across all asset classes.''

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There should not be too many funds for a goal of 5 to 10 years, and small cap funds could be avoided initially as they possess huge risk with chances of higher returns. 

To really get a big boost, Mathpal says an investor should increase her or his investment quarterly or yearly. In order to generate more returns and increase overall valuation, the investor should increase his/her investment share periodically, he said. ''At least 5 to 10 per cent share should be increased quarterly, half yearly or yearly depending upon the financial status and willingness. This will ensure better and more returns in a quick time. Even a 5 year investment with constant increasing share could help you meet your goal faster as compared to fixed contribution in a mutual fund,'' added Mathpal.