HDFC Bank Q4 results 2018: The bank posted net profit of Rs 4,799.28 crore in Q4FY18, witnessing growth by 20.27% compared to net profit of Rs 3,990.09 crore in the corresponding period of the previous year. The bank's current net profit also increased by 3.37% as against Rs 4,642.60 crore of the preceding quarter. A Bloomberg poll of analysts expected HDFC Bank's PAT to be around Rs 4,860 crore in Q4FY18. 

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HDFC Bank net interest income (NII) as on March 2018, came in at Rs 10,657.69 crore, registering growth of 17.70% and 3.32% in comparison with NII of Rs 9,055.10 crore in Q4FY17 and Rs 10,314.34 crore in Q3FY18 respectively. 

Here's how HDFC Bank performed in year end of FY18. 

  • For the year ended March 31, 2018, the core net interest margin was 4.3%. 
  • Core cost to income ratio was at 41.7% for the year ended March 31, 2018, as against 44.5% for the previous year. 
  • The Bank's net profit for year ended March 31, 2018 was Rs 17,486.8 crore, up 20.2%, over the year ended March 31, 2017. 
  • Total balance sheet size as of March 31, 2018 was Rs 1,063,934 crore as against Rs 863,840 crore as of March 31, 2017. 
  • Total deposits as of March 31, 2018 were Rs  788,771 crore, an increase of 22.5% over March 31, 2017. 
  • As of March 31, 2018 current account deposits were at Rs 119,283 crore and savings account deposits at Rs  223,810 crore grew by 15.6% over March 31, 2017. 
  • CASA deposits comprising 43.5% of total deposits as on March 31, 2018. 
  • Total advances as of March 31, 2018 were Rs 658,333 crore, an increase of 18.7% over March 31, 2017.
  • This loan growth was contributed by both segments of the Bank's loan portfolio with the loan mix between retail:wholesale at 57:43. 
  • As per regulatory [Basel 2] segment classification, retail loans grew by 27.4% and wholesale loans grew by 9.4%.