7 best credit cards for beginners

 Source- Bank Baazar and Cred

HSBC Visa Platinum Card comes with features such as unlimited cashback on all transactions, zero joining fees, and annual membership fees of Rs 750 which shall be waived off if the total annual spend exceeds Rs 1,00,000.

Axis Bank My Zone Credit Card provides customers with zero joining and annual fees, 25% cashback on movie ticket bookings, complimentary lounge access, and a fuel surcharge waiver.

RBL’s SaveMax credit card comes with a lifetime-free card, zero annual and joining fees, 10% cashback on spends at BookMyShow, and 10% cashback on spends at Zomato.

ICICI Bank’s AmazonPay credit card comes with no joining and annual fee, no limit or expiry date on the rewards earned, and 1 reward point for Rs 1 which will be automatically credited as Amazon Pay Balance.

Citi Bank’s cash bank credit card is giving customers 5% cash back on telephone and utility bill payments and movie ticket purchases, 0.5% cash bank on all other spending and has an annual fee of Rs 500.

State Bank of India’s (SBI) SimplyCLICK has an annual fee of Rs 499 and the fee can be waived upon spending more than Rs 1 lakh on the card. With that, the bank will provide a gift voucher worth Rs 500 upon joining. Customers can also get one reward point for every Rs 100 spent on the card.

Benefits of Neo Credit Card include an Amazon gift voucher, Blinkit gift voucher, subscription from Zomato Pro, and discounts on Myntra and BookMyShow. The credit card comes with an annual fee of Rs 250 which can be waived if a customer spends Rs 2,500 in the first 45 days.