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Addressing NPAs of Bank: Insolvency & Bankruptcy code to play major role in resolution
Thu, May 18, 2017
With the government and the Reserve Bank of India (RBI) deciding to first tackle the top-50 large stressed assets into the banking universe, corporate insolvency will emerge as a credible solution for resolution bad assets.
NPAs: This is how other countries deal with their bad loans
Thu, May 11, 2017
As both government and RBI trying to do all they can, lets have a look at other countries who tackled with the same so-called NPA problems. Some of these methods may help India in their problem as well.
Solving NPA problem is a long process, RBI first needs to discipline banks
Wed, May 10, 2017
A Moody's Investor Services report said, "Both the measures aim to motivate banks to be more proactive in NPL resolution as well as improve co-ordination among banks. For instance, RBI can now direct banks to undertake a plan of action for specific assets if it feels that banks are not taking the prudent approach."
Private banks may have completed the process of recognizing NPAs post AQR
Tue, May 09, 2017
With the commencement of earnings season, major private banks have announced their fourth quarter ended March 31, 2017 result. The data in their financial audit shows period of high NPAs is over.
New NPA norms give more power to RBI to settle bad loans but is it that easy?
Fri, May 05, 2017
As per the new rules, under Section 35AA - the central bank is entitled to issue directions to any banking company or banking companies to initiate insolvency resolution process in respect of a default under the provisions of the Insolvency and Bankruptcy Code.
Here's a view of Banking ordinance assented by President to tackle banks' NPA crisis
Fri, May 05, 2017
The draft published on Gazette of India said, “Whereas the stressed assets in the banking system have reached unacceptably high levels and urgent measures are required for their resolution.”
Banking rules revamp to make bad loan resolution more effective, says finance secretary
Thu, May 04, 2017
Finance Minister Arun Jaitley said late on Wednesday that the federal cabinet had taken some significant decisions related to the banking sector, without revealing details saying the decisions needed Presidential assent.
Here's how banks can save themselves from NPA stress
Wed, May 03, 2017
Bad loans are one of the reasons why banks are currently suffering through higher provisions, deterioration in asset quality, higher slippages and thus lower earnings.
Can RBI solve stressed assets problem alone?
Fri, Apr 21, 2017
The Reserve Bank of India (RBI) has brought in new reforms to tackle banks' long hanging problem of “stressed assets.” Stressed assets arise after adding into non-performing assets (NPA), restructured loans and written off assets.
Q4 was another challenging quarter for Banking sector?
Wed, Apr 19, 2017
Previous three quarters of banking sector in FY17 were muted as they suffered from single-digit loan growth, excess liquidity, weak NII and lack of resolution to its non-performing assets (NPAs) problem.
Cash balance in Jan Dhan accounts at its lowest since October
Wed, Mar 29, 2017
Data show that although from October to November 2016 saw an over Rs 30,000 crore rise in deposits in Jan Dhan accounts, withdrawals are slowly inching up,
Agency banks, RBI offices to remain open till April 1
Sat, Mar 25, 2017
The Reserve Bank of India (RBI) has asked all agency banks -- all public sector banks and some private banks -- to remain open on all days between March 25 and April 1.
Economic Survey 2016-17: Suggests setting up of a centralised Public Sector Asset Rehabilition Agency
Tue, Jan 31, 2017
The consequent squeeze of banks has led them to slow credit growth to crucial sectors-especially to industry and medium and small scale enterprises (MSMEs)-to levels unseen over the past two decades. As this has occurred, growth in private and overall investment has turned negative . A decisive resolution is urgently needed before the TBS problem becomes a serious drag on growth.
HDFC Bank shares gain ahead of Q3; what to expect
Tue, Jan 24, 2017
Kotak also feels RBI's asset quality review to offset the impact of stressed assets and enable most banks to see higher growth in net profits compared to pre-provisioning profits.
Deputy RBI Governor Viral Acharya: Modi brings back focus on banks' NPA issue?
Wed, Dec 28, 2016
Considering Acharya's major interest, does that mean with his appointment the Modi-led government once again shifts its focus on bank's long hanging stress – 'the bad loans'?
Notes ban PMLA case: ED arrests private bank manager in Delhi
Wed, Dec 28, 2016
"The manager has been arrested under the provisions of the Prevention of Money Laundering Act and will be produced before the court for further custody," ED said.
Demonetisation: Steady activation of debit cards to boost ATM volumes for PSBs
Tue, Dec 20, 2016
Post demonetisation, Indian banks especially public banks are expected to see growth in the ATM volumes led by steady activation of debit cards.
Treasury gains may support Indian banks to compensate asset quality
Mon, Dec 12, 2016
Nitin Aggarwal and Renish Patel analysts of Antique Stock Broking firm said, “Treasury gains will add upto 6% in operating earnings of major public sector undertakings (PSU) banks over second half of current fiscal year (2HFY17), assuming 50 basis point reduction in interest rate across yield curve.”
NBFCs may grow faster than public banks in next three years
Wed, Nov 23, 2016
The report said that in the past five years, NBFCs have raised Rs 26,000 crore equity.
Banking sector worry: Bad loans rise 15% in June
Tue, Oct 11, 2016
Reserve Bank of India's (RBI) data has revealed that stressed loans have crossed $ 138 billion (approx Rs 8,71,746 crore) in June 2016, an increase of 15% in just six months, data accessed by Reuters showed.