Wed, Nov 01, 2023
Investment: If you want to earn more profits by investing in Mutual Funds (MF), then it is important that you improve your portfolio. Instead of taking a new fund for every goal, it is important that you build your portfolio thoughtfully.
Tue, Oct 10, 2023
In today's fast-paced world, convenience and security are paramount when it comes to managing our finances. Punjab National Bank (PNB) understands these needs and has introduced PNB One, a revolutionary one-stop solution that caters to all your banking requirements.
Fri, Oct 06, 2023
Fraud lenders often lure desperate loan seekers with attractive offers, making them fall into a trap. It’s often safe to avail loans from a bank or a reputed NBFC.
Thu, Oct 05, 2023
It's important to get an NOC after the repayment of a loan as it serves as a proof of closure of the loan. If you forget to get a loan NOC, it may negatively affect your CIBIL score.
Sat, Sep 30, 2023
Home loan processing fees can go as high as 2 per cent of the loan amount plus taxes, according to the charges levied by popular banks. However, some banks offer home loan services at charging 0.35 per cent of the home loan as processing fee.
Thu, Sep 28, 2023
Loan Offers: Festive season is starting from the month of October, so today we will know from experts how we can take advantage of festive offers, and is it wise to buy during the festive season?
There are various things that are totally unpredictable in life. The urge to buy new products is always there in homo sapiens, like buying a new cellphone or going out shopping; these needs can knock on the door anytime.
Tue, Sep 26, 2023
The government has taken several measures to tackle the rising scams by illegal loan apps. Always download the apps of trusted banks and NBFCs to avoid such loan scams.
Fri, Sep 22, 2023
Loan foreclosure is the process of making a complete repayment of the loan amount before the end of the tenure. Loan foreclosure can affect a borrower's credit score, both negatively and positively.
Thu, Sep 14, 2023
Personal loans and overdraft facilities are among the two common loan options that borrowers can opt for in case of quick financial need.
Wed, Sep 13, 2023
RBI issues rules for returning property documents, papers will have to be returned within 30 days of full loan payment
Mon, Sep 11, 2023
The leading banks of the country are now keeping an eye on the comments on Social Media platforms along with checking the Credit Score of the company or businessman.
Wed, Sep 06, 2023
India 360: Credit on UPI launched in Global Fintech. Now loan will be available on UPI also. Know what else happened and what will be its process.
Wed, Aug 30, 2023
Consumer durable loans aid in improving the quality of life for borrowers as they can get access to products with the help of the loan. However, such loans may come with higher interest rates compared to other borrowings.
Tue, Aug 29, 2023
If you default on the repayment, the lender has a number of measures lined up to get back their money. This includes the SARFAESI Act, 2002, under which the lender may auction the property kept as collateral.
Mon, Aug 28, 2023
SIP: Have you thought how to compensate for this? That is, how can we get back the interest that we will give for the next 20 years. So that the house price is recovered. An easy way of this is SIP strategy.
Wed, Aug 23, 2023
A lot of policyholders are unaware of their home insurance covers. The policy not just protects the physical framework of the house, but also possessions like electronics and furniture
Mon, Aug 21, 2023
Gold loans and loans against property are the two most common types of secured loans. However, before availing these loans the borrowers should check interest rates and other key factors to avoid financial troubles.
Sat, Aug 19, 2023
At the time of sanction of EMI based floating rate personal loans, REs are required to take into account the repayment capacity of borrowers to ensure that adequate headroom/ margin is available for elongation of tenor and/ or increase in EMI, in the scenario of possible increase in the external benchmark rate during the tenor of the loan.
Thu, Aug 17, 2023
A car loan offers one the opportunity to fulfil their wish to own a four-wheeler without impacting their bank balance significantly. Using one's savings to finance a four-wheeler purchase frees them from any debt obligation.
Mon, Aug 14, 2023
Loan defaults can lower the borrowers' credit score, further affecting their financial credibility and making it difficult to avail new loans in the future. Many borrowers are often confused whether they can get a new loan after defaulting on an existing loan.
Online lending apps have attracted significant attention over the past couple of years over their dubious loan terms, illegal loan recovery practices and other fraudulent practices. If the app is not on the whitelist or is present on the banned list, avoid it at all costs.
Sun, Aug 13, 2023
The meeting was attended by representatives of the state governments, commissioners of municipal administrations and convenors of state-level bankers' committees (SLBCs), among others.
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