Wed, Nov 01, 2023
It is very important to have a good credit score for a loan. The better the Cibil score, the easier it will be to get the loan. But if the Cibil score is in minus, is there no possibility of getting a loan? In such a situation, what is the way to increase it? Know here:
Sun, Oct 01, 2023
Want to improve your credit score and get approved for a loan with a lower interest rate? Here are 5 tips that will help you boost your CIBIL score and achieve your financial goals.
Fri, Sep 15, 2023
Not using a credit card doesn't deter you from getting a good CIBIL score. In such cases, taking a loan or maintaining a report of timely rental payments could help in maintaining a good credit score.
CIBIL score is a three-digit number that indicates your credit history and a summary of how you made repayments for past loans, if any. Your credit score can still be affected if you haven't taken a loan or used a credit card.
Thu, Sep 14, 2023
Maintaining a good credit score is important for availing a personal loan at a reasonable interest rate. The lenders may approve personal loans despite your low credit score, but they may charge higher interest rates.
Sat, Sep 02, 2023
Acquiring a personal loan might seem easy, however, if your CIBIL score is low the scenario can be the complete opposite.
Thu, Aug 31, 2023
As soon as you identify a discrepancy, fill the dispute form available on the CIBIL website. CIBIL score discrepancies can be resolved in less than two months, however, it can take longer if the lender disagrees with your claim and you need to appeal with CIBIL again.
Tue, Aug 29, 2023
The borrower's credit score is the most important factor for lenders while approving a personal loan. Lenders often prefer credit scores for 750 or above to approve a personal loan.
Wed, Aug 23, 2023
A high credit score helps to get quick approval for loans and other credit instruments. It’s important to have a good credit history for a high CIBIL score.
Fri, Aug 04, 2023
If you don’t repay your credit card bills, loan instalments or EMIs, your debt will go up. This will affect your CIBIL score negatively. If you have a lot of pending dues or bills, your CIBIL score will go down. Ensure that you pay all your bills on time.
Wed, Aug 02, 2023
Google Pay's CIBIL score tracking provides actionable suggestions to improve your credit score, enabling you to make informed financial decisions and improve your credit health. The new feature allows users to easily check their CIBIL score for free, right within the Google Pay app.
Thu, Jul 20, 2023
BUY NOW-PAY LATER: Do you know that if you choose a service like Postpaid or Pay Later on an app or e-commerce site, then the personal loan starts in your name?
Tue, Jul 04, 2023
Cibil Score: The condition of better Cibil Score has been added for the job. CIBIL Score or Credit Score is a mirror of a person's credit history. Most of the people understand that bad credit score only affects your financial aspect, but it is not so. Weak or bad credit score can also affect your job. If you want to change the job and or you have come in a new company, then the company not only examines your resume,Rather, they also check your credit score. If you are not able to give the credit score, then NOC will have to be given by the bank for not paying any dues. If the candidate fails to give NOC, then the offer letter of the candidate can be withdrawn, it can also be canceled
Tue, Apr 25, 2023
A person with good financial management always has a better CIBIL Score. Banks avoid lending to individuals with lower CIBIL scores because they are seen to be less creditworthy, they borrow more and do not repay on time.
Thu, Dec 22, 2022
CIBIL Score: Fortunately, there are steps you can take to improve your CIBIL score after defaulting on a loan or credit card payment.
Sat, Dec 17, 2022
CIBIL Score for Loan: Credit score is the perfect tool to esimate a person's financial status and credit-worthiness. When looking to apply for a loan, your credit score decides if banks will lend to you and at what rate of interest you get your loan.
Mon, Jul 18, 2022
Credit score tells your credit history. CIBIL Score is your credit score. If the CIBIL score is less then there will be problem. CIBIL decides the credit score. Keep credit card due balance low. Pay EMIs on time. Avoid taking excessive unsecured loans. Do not apply too much to get a loan. Banks check the CIBIL report on the loan application. The report is prepared on the basis of loan, credit card payment. Banks take decision on loan approval/rejection from CIBIL report: Vikas Puri, West Zone Head of Complete Circle Consultant. Watch Money Guru for more details.
Thu, Jun 30, 2022
Mon, Feb 21, 2022
A good CIBIL score helps you in availing various types of loans. Having a bad CIBIL can affect your ability to get loans of huge amounts such as home loan etc. Here are some tips that you can follow to improve your CIBIL score.
Tue, Nov 30, 2021
While the CIBIL score is calculated on the basis of your repayment details provided by lenders and credit card issuers to CIBIL, sometimes, one may come across errors in the Credit Information Report or CIBIL Report.
Mon, Oct 04, 2021
CIBIL score is a three-digit number that ranges from 300 to 900 and represents an individual’s creditworthiness. A good CIBIL score helps you in availing loans at competitive interest rates from financial institutions.
Thu, Dec 03, 2020
Home Credit India, a local arm of the international consumer finance provider with operations spanning over Europe and Asia, conducted a research across 7 cities, to understand the levels of financial literacy amongst the borrowers. Close to 1,000 respondents were interviewed in the survey.
Wed, Jul 08, 2020
CIBIL Score check online: Maintaining better CIBIL score is important as it is directly related to one's eligibility to loan approval.
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