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<p><strong>Bank FDs vs Small Savings Schemes:</strong>&nbsp;Small savings schemes offer up to 8.2 per cent returns in 2026, higher than bank FD rates of 6.25–6.66 per cent. Here’s how PPF, NSC and Sukanya Samriddhi compare with FDs on returns, tax benefits and lock-in.</p>


Bank FDs vs Small Savings Schemes: Which gives better returns in 2026?

bank-fd-vs-small-savings

Bank FDs vs Small Savings Schemes: Small savings schemes offer up to 8.2 per cent returns in 2026, higher than bank FD rates of 6.25–6.66 per cent. Here’s how PPF, NSC and Sukanya Samriddhi compare with FDs on returns, tax benefits and lock-in.

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Bank FD Vs Small Savings

Bank FDs vs Small Savings Schemes: Which gives better returns in 2026?

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