Amagi Media Labs IPO: Should you apply? Key details, risks and positives explained by Anil Singhvi

Cold wave, dense fog and severe pollution grip Delhi; Kashmir freezes

HCLTech share jumps; brokerages raise target amid strong Q3 revenue

"We are going to do something on Greenland": US lawmaker moves bill for annexation amid Trump remarks

Stock Market Today: Sensex gains 250 pts; Nifty tests 25,900—HCLTech, Eternal top gainers

Should you buy TCS after Q3 results? Brokerages explain

Anil Singhvi Market Strategy (Jan 13, 2026): How to trade Nifty50, Nifty Bank, TCS, HCLTech?

Stock Market Today: Sensex, Nifty seen opening higher amid trade talk hopes, global cues

Stocks to Watch Today (January 13, 2026): TCS, HCLTech, Hindustan Copper, GMDC, MOIL and more

Direct tax collections jump 8.8% in FY 2025–2026 so far; lower refunds lift government revenues

SIPs are trusted as safe and easy investment tools, but many investors still fall for myths that hurt their growth. From thinking SIPs never lose money to believing they can’t be done in ELSS, these misconceptions can impact your returns. Watch this to learn the 5 biggest SIP myths and the real truths behind them, so you can make smarter, disciplined investment decisions and get the best out of your SIP journey.

These 5 SIP myths could block your earnings, know the truths 

A fixed deposit can be a great option for everyone. It not only keeps your money safe but also gives you guaranteed returns in the form of interest after a certain period.

Latest FD Rates: Top banks pay these returns on 1-year term deposits now; compare rates with examples

Post offices in India offer small savings schemes like Kisan Vikas Patra&nbsp;(KVP), a guaranteed-return scheme that offers steady and secure wealth creation. This government-backed scheme comes with attractive interest rates, tax benefits and the safety of guaranteed returns.

KVP: This small savings scheme doubles your money in 9.5 years—Interest, minimum investment, other key details

SBI 1-year FD Plan:&nbsp;The PSU bank provides a 6.75 per cent interest rate to senior citizens on a one-year FD scheme. If a depositor submits Rs 5 lakh in this plan, they can get Rs 5,34,614 on maturity.

Latest FD Rates For Senior Citizens: Depositors can get up to 7.10% interest rate from PSU banks in 1-year FD; check out calculations on Rs 5,00,000 investment

Fixed deposits have traditionally appealed to conservative investors seeking stable, guaranteed returns, though their popularity has dipped with the rise of equities, mutual funds, and other market-linked options.

444-Day Special FDs: SBI, BoB, IOB & more—Which PSU bank offers highest return on Rs 6.66 lakh investment?

This Dussehra, let the Raavana’s ten heads remind us that real victories are won by defeating the flaws within. By practicing discipline, planning wisely and avoiding common mistakes which we do while making investments, we can secure not just wealth but also stability and peace of mind.

10 Heads of Raavana: Financial lessons you can draw from Dussehra

UIDAI New Rules 2025:&nbsp;&nbsp;The Unique Identification Authority of India (UIDAI) has announced a revision in charges for Aadhaar enrolment and update services.

Aadhaar Update Gets Costlier: What's free, what's new and how much you will pay from October 2025?

Credit card balance transfer can help reduce interest and manage debt, but it must be done responsibly. Transferring your outstanding balance to a new card with low or zero interest can save money, improve credit utilization, and simplify repayments. However, repeated transfers, closing old cards, or missing payments can harm your CIBIL score. Always pay on time, avoid new spending until old debt is cleared, and read terms carefully to maximize benefits and prevent hidden charges.


Credit Card Balance Transfer: How to Save Interest Without Hurting Your CIBIL

Most people feel they need a large sum to invest, but even saving ₹1,000 every month can build a huge corpus. We compare the final fund value of this small investment across popular schemes like PPF, SIP, Sukanya Samriddhi Yojana (SSY), and Post Office RD. Learn which option offers the best returns for your financial goals, whether you prioritize security or high growth potential.

₹1,000 Investment Showdown: How PPF, SIP, and SSY Build a Massive Fund

PFRDA&nbsp;has recently released an elaborative consultation paper with a heading "Enhancing the National Pension System: Proposals for Flexible, Assured and Predictable Pension Schemes".&nbsp; And Al all opinions of the stakeholders should be submitted using the feedback template included within the consultation paper by 31 October 2025.

PFRDA seeks public feedback on new proposals to strengthen Nation Pension System 

With the latest increase in DA, the DA rent jumped to 58 per cent from 55 per cent of basic pay and pension. The government will give arrears for July, August, and September alongwith the October salary.

Latest DA Hike: Here's how much hike you can expect on Rs 26,500-46,500 basic salary now--See estimates

The Union Cabinet, chaired by Prime Minister Narendra Modi, has approved an additional 3% hike in Dearness Allowance (DA) for Central Government employees and Dearness Relief (DR) for pensioners.&nbsp;

DA Hike: Central employees and pensioners get big Diwali gift as Modi govt approves 3% raise

The Finance Ministry last revised the rates in the January-March 2024 quarter, when the 3-year time deposit increased from 7 per cent to 7.1 per cent and SSA (Sukanya Samriddhi Account) increased from 8 per cent to 8.2 per cent, and other schemes remained unchanged.

PPF, KVP, SSY, MIS, other small savings schemes pay these interest rates now

New guidelines are introduced for online reservation of general tickets through the website and mobile app of Indian Railway Catering and Tourism Corporation (IRCTC).

Train tickets, cheque clearing, other major changes set to take effect from October 1

The 8th Pay Commission, cleared by the Union Cabinet in January 2025, may not be implemented before 2028. Previous commissions took two to three years from setup to rollout.

Will the 8th Pay Commission be implemented by early 2028? 

Tax on Gratuity:&nbsp;Gratuity for government employees is tax-free; however, it is taxable for private employees if the amount is more than Rs 20 lakh.

Gratuity Calculation: Here's how much you can get for Rs 40,000- Rs 60,000 last-drawn salary after 8.7 years of service?

India emerged as one of the fastest-growing wealth markets in the world, as Indian household financial assets rose by 14.5 per cent in 2024 on a YoY basis, according to a recent report.

India's household wealth surges 14.5% in 2024, fastest growth in 8 years: Report

444-Day Special FDs: SBI, Punjab & Sind Bank, Canara Bank & more—Which PSU bank offers highest return on Rs 7.25 lakh investment?

From October 1, 2025, several important rules will change, directly affecting people’s lives. The biggest update comes in the National Pension System, where investors can now use one PAN to invest across multiple schemes. Online gaming regulations, IRCTC ticket booking changes, UPI pull transaction removal, and a possible EPFO upgrade are also on the list. LPG price revision and new investment flexibility under NPS will further impact households. These seven changes aim to bring more safety, transparency, and convenience.

New rules from October 1 set to impact daily life, know what’s changing

The Employees'&nbsp;State Insurance scheme saw 20.36 lakh new workers join in July 2025, with nearly half aged under 25, according to Labour Ministry data. Over 31,000 new establishments were also registered, expanding the social security net.

Over 20 lakh workers joined ESI scheme in July; nearly half aged under 25

personal-finance

FD vs RD vs Mutual funds vs Gold: Choosing between FD, RD, mutual funds and gold depends on risk tolerance, tax impact and time horizon. FDs and RDs offer safety but limited growth, mutual funds provide higher long-term returns with volatility, while gold adds stability and diversification. A balanced mix delivers the best outcome.

FD, RD, mutual funds or gold? Where returns are higher, risks lower — What you should know before investing

If you are planning to switch jobs this year, it would be a wise decision to confirm your gratuity eligibility. It does not matter whether you are under a fixed-term contract, frequently changing jobs, or a permanent employee; being up to date with the latest rules might allow you to better manage your finances.

Planning to switch jobs in 2026? Check how much gratuity you’ll get on Rs 45,000 and Rs 75,000 basic salary

The UIDAI has increased the fee for issuing the Aadhaar PVC card from Rs 50 to Rs 75, effective January 1, 2026, citing higher printing and delivery costs. The revised charge applies to all orders placed through the myAadhaar portal and mAadhaar app.

Aadhaar PVC card fees increased: Check revised price, new rules and how to apply

Expanding the scope of the scheme could lead to bigger pension payouts and improved retirement security for eligible employees.

Budget 2026: EPS may cover employees with up to Rs 25,000 monthly salary, say sources

The new policy also comes with a very specific set of requirements for the banks, which comprises their net worth, market capitalisation and compliance with RBI guidelines in terms of financial stability, thus making it certain that only the most financially strong and less risky banks will be allowed to set up Pension Funds. The comprehensive criteria will be published in a separate notification and will be applicable to both new and existing funds.

PFRDA Reforms NPS: Here’s what new sponsors and fee changes mean for your pension

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Personal Finance News: Get latest Finance news including global economic news, top finance news, world finance news & top global financial update from India & world on Zee Business. Stay updated with information on mutual funds, fixed deposits & on tax saving.