personal-finance

4 credit card mistakes to avoid as a beginner—Last one often goes unnoticed

4 credit card mistakes to avoid as a beginner: In a conversation with Zee Business, Pankaj Mathpal, Managing Director of Optima Money, and Vikas Puri, Senior Partner at Complete Circle Capital, discussed strategies for effective financial planning. The conversation ranged from portfolio construction to emergency funds, debt management, insurance, and, notably, the responsible use of credit cards.