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Home Loan Checklist: Maximize Tax Savings and Secure the Best Interest Rate
Written By: Naba ZehraUpdated: Wed, Dec 17, 2025, 04:42 PM IST
Before buying a house, focus on checking your credit score (650–749 is recommended) and ensuring your EMI is below 40% of your salary. Key strategies include comparing bank interest rates, checking for all hidden processing fees, and utilizing the PMAY subsidy (up to ₹2.67 lakh). Maximize savings by claiming tax
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