Top 7 SBI Mutual Funds With Highest SIP Returns in 20 Years: Rs 6,666 monthly SIP investment in No. 1 fund has sprung to Rs 1,40,40,685
Top 7 SBI Mutual Funds With Highest SIP Returns in 20 Years: SBI Mutual Fund is one of the oldest mutual fund houses in India. The fund house runs as many as 130 mutual fund schemes in equity, hybrid, and debt mutual funds. Many of its regular fund schemes have completed 20 years.
Top 7 SBI Mutual Funds With Highest SIP Returns in 20 Years: India has a long history of mutual fund investment dating back to 1963, when UTI was established as the country's 1st mutual fund house. Decades later, the government opened mutual funds to PSU banks. In 1987, SBI Mutual Fund, with 5 other PSU fund houses, came into existence. Being one of the oldest fund houses, SBI Mutual Fund emerged as the largest Asset Management Company (AMC) with assets worth Rs 10,94,689 crore, as per Value Research data as on February 7, 2025. It has 130 mutual fund schemes across equity, hybrid, and debt funds. Here, we take you through the top 7 SBI mutual fund schemes (regular plans) that have emerged as the best performers in terms of annualised SIP returns (XIRR) in 20 years. Also know the value of Rs 6,666 monthly SIP investment in each fund during that time frame.
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SBI Consumption Opportunities Fund
The small cap fund has given 18.71 per cent annualised SIP return in the 20-year period.
It has assets under management (AUM) of Rs 3,100 crore, while its net asset value (NAV) is Rs 184.9167.
Benchmarked against NIFTY India Consumption TRI, the fund has given 15.70 per cent annualised return since its launch in January 1999.
SBI Consumption Opportunities Fund
With an expense ratio of 1.98 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment.
A Rs 6,666 monthly SIP investment in 20 years, or a total investment of Rs 15,99,840, has converted into Rs 1,40,40,685.
SBI Technology Opportunities Fund
The fund has given 17.42 per cent annualised SIP return in 20 years.
It has AUM of Rs 4,739 crore, while its NAV is Rs 133.2739.
Benchmarked against BSE Teck TRI, the fund has given 15.88 per cent annualised return since its inception in July 1999.
SBI Technology Opportunities Fund
At an expense ratio of 1.89 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment.
A Rs 6,666 monthly SIP investment in the 20-year time frame has zoomed to Rs 1,19,47,723.
SBI Healthcare Opportunities Fund
The fund has given 16.97 per cent annualised SIP return in the 20-year time frame.
It has an asset base of Rs 3,628 crore, while its unit price is Rs 426.1622.
Benchmarked against BSE Healthcare TRI, the fund has given 16.95 per cent annualised return since its debut in July 1999.
SBI Healthcare Opportunities Fund
With an expense ratio of 1.94 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment.
A Rs 6,666 monthly SIP investment in the 20-year period has ballooned to Rs 1,12,99,894.
SBI Focused Equity Fund
The fund has given 16.04 per cent annualised SIP return in the 20-year period.
It has an asset base of Rs 34,680 crore, while its unit price is Rs 329.1976.
Benchmarked against BSE 500 TRI, the fund has given 18.74 per cent annualised return since its debut in October 2004.
SBI Focused Equity Fund
With an expense ratio of 1.57 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment.
A Rs 6,666 monthly SIP investment in 20 years has grown to Rs 1,00,64,348.
SBI Equity Hybrid Fund
The fund has given 13.17 per cent annualised SIP return in the 20-year period.
It has a fund size of Rs 71,636 crore, while its NAV is Rs 276.0579.
Benchmarked against CRISIL Hybrid 35+65 Aggressive Index, the fund has given 15.45 per cent annualised return since its beginning in December 1995.
SBI Equity Hybrid Fund
At an expense ratio of 1.40 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 1,000 as the minimum lump sum investment.
A Rs 6,666 monthly SIP investment in 20 years has jumped to Rs 70,72,313.
SBI Nifty Index Fund
The fund has given 11.8 per cent annualised SIP return in 20 years.
Its AUM is Rs 8,635 crore, while its unit price is Rs 207.1061.
Benchmarked against NIFTY 50 TRI, the fund has given 14.04 per cent annualised return since its starting in January 2002.
SBI Nifty Index Fund
With an expense ratio of 0.46 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment.
A Rs 6,666 monthly SIP investment in the 20-year time frame has swelled to Rs 59,86,504.
SBI Magnum Children's Benefit Fund - Savings Plan
The fund has given 11.33 per cent annualised SIP return in the 20-year time frame.
It has a fund size of Rs 121 crore, while its NAV is Rs 105.7620.
Benchmarked against NIFTY 50 Hybrid Composite Debt 15:85 Conservative, the fund has given 10.81 per cent annualised return since its launch in February 2002.
SBI Magnum Children's Benefit Fund - Savings Plan
At an expense ratio of 1.21 per cent, the fund has Rs 500 as the minimum SIP investment and Rs 5,000 as the minimum lump sum investment.
A Rs 6,666 monthly SIP investment in the 20-year period has sprung to Rs 56,56,645.