SBI Home Loan Calculations: Know how much you will save on your EMI on Rs 20 lakh-Rs 1 crore loans after 25 bps rate cut

SBI Home Loan Revised Rates: State Bank of India (SBI) revised its interest rate, slashing its External Benchmark-Based Lending Rate (EBLR) by 25 bps. The new rates are effective from February 15, 2025. After this fall, know how much one may save on their home loan EMI on loans ranging from Rs 20 lakh to Rs 1 crore.

Shaghil Bilali | Feb 18, 2025, 12:06 AM IST

SBI Home Loan Revised Rates: State Bank of India (SBI), the country's top lender, has slashed its interest rates for home loans. The bank has cut its External Benchmark-Based Lending Rate (EBLR) by 25 bps. The new rates are applicable from February 15, 2025, as per an update on SBI's official website. Rate cuts on home loans were expected after the Reserve Bank of India (RBI) cut the repo rate by 25 bps last week. SBI loans are linked with the External Benchmark Rate (EBR), which has been revised to 8.90 per cent (6.25 per cent RBI repo rate+spread of 2.65 per cent). The new home loan rates are 8.25 per cent to 9.20 per cent. Know about more interest rate ranges of revised home loan rates, and know how much amount you will save on home loans ranging from Rs 20 lakh to Rs 1 crore for 20 years. 
Photos: Unsplash/Pixabay/Pexels

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SBI Home Loan Rate (TL)

SBI Home Loan Rate (TL)

8.25 per cent- 9.20 per cent

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Home Loan Max Gain (OD)

Home Loan Max Gain (OD)

8.45 per cent-9.40 per cent

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Tribal Plus Home Loan

Tribal Plus Home Loan

8.35 per cent to 9.30 per cent

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SBI Home Top up Loan

SBI Home Top up Loan

8.55 per cent-11.05 per cent

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Top up (OD) Loan

Top up (OD) Loan

8.75 per cent-9.70 per cent

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Loan Against Property (P_Lap)

Loan Against Property (P_Lap)

9.75 per cent to 11.05 per cent

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Reverse Mortgage Loan (RML)

Reverse Mortgage Loan (RML)

11.30 per cent

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Yono Insta Home Top Up Loan

Yono Insta Home Top Up Loan

9.10 per cent  

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SBI Home Loan Rate Calculations

SBI Home Loan Rate Calculations

We will calculate the EMI payment a home loan borrower will save after a 25 bps rate cut on loan rates of 8.25 per cent, 8.50 per cent, 8.75 per cent, 9 per cent, and 9.20 per cent. The loan tenure in each case will be 20 years, and loan ranges will be Rs 20 lakh to Rs 1 crore.

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From 8.50 per cent to 8.25 per cent

From 8.50 per cent to 8.25 per cent

Loan Amount EMI at 8.50% rate EMI at 8.25% rate Monthly amount saved
₹ 20,00,000.00 ₹ 17,356.46 ₹ 17,041.31 ₹ 315.15
₹ 21,00,000.00 ₹ 18,224.29 ₹ 17,893.38 ₹ 330.91
₹ 22,00,000.00 ₹ 19,092.11 ₹ 18,745.44 ₹ 346.67
₹ 23,00,000.00 ₹ 19,959.93 ₹ 19,597.51 ₹ 362.42
₹ 24,00,000.00 ₹ 20,827.76 ₹ 20,449.58 ₹ 378.18
₹ 25,00,000.00 ₹ 21,695.58 ₹ 21,301.64 ₹ 393.94
₹ 26,00,000.00 ₹ 22,563.40 ₹ 22,153.71 ₹ 409.70
₹ 27,00,000.00 ₹ 23,431.23 ₹ 23,005.77 ₹ 425.45
₹ 28,00,000.00 ₹ 24,299.05 ₹ 23,857.84 ₹ 441.21
₹ 29,00,000.00 ₹ 25,166.87 ₹ 24,709.90 ₹ 456.97
₹ 30,00,000.00 ₹ 26,034.70 ₹ 25,561.97 ₹ 472.73
₹ 31,00,000.00 ₹ 26,902.52 ₹ 26,414.04 ₹ 488.49
₹ 32,00,000.00 ₹ 27,770.34 ₹ 27,266.10 ₹ 504.24
₹ 33,00,000.00 ₹ 28,638.17 ₹ 28,118.17 ₹ 520.00
₹ 34,00,000.00 ₹ 29,505.99 ₹ 28,970.23 ₹ 535.76
₹ 35,00,000.00 ₹ 30,373.81 ₹ 29,822.30 ₹ 551.52
₹ 36,00,000.00 ₹ 31,241.64 ₹ 30,674.36 ₹ 567.27
₹ 37,00,000.00 ₹ 32,109.46 ₹ 31,526.43 ₹ 583.03
₹ 38,00,000.00 ₹ 32,977.28 ₹ 32,378.49 ₹ 598.79
₹ 39,00,000.00 ₹ 33,845.11 ₹ 33,230.56 ₹ 614.55
₹ 40,00,000.00 ₹ 34,712.93 ₹ 34,082.63 ₹ 630.30
₹ 41,00,000.00 ₹ 35,580.75 ₹ 34,934.69 ₹ 646.06
₹ 42,00,000.00 ₹ 36,448.58 ₹ 35,786.76 ₹ 661.82
₹ 43,00,000.00 ₹ 37,316.40 ₹ 36,638.82 ₹ 677.58
₹ 44,00,000.00 ₹ 38,184.22 ₹ 37,490.89 ₹ 693.33
₹ 45,00,000.00 ₹ 39,052.05 ₹ 38,342.95 ₹ 709.09
₹ 46,00,000.00 ₹ 39,919.87 ₹ 39,195.02 ₹ 724.85
₹ 47,00,000.00 ₹ 40,787.69 ₹ 40,047.09 ₹ 740.61
₹ 48,00,000.00 ₹ 41,655.52 ₹ 40,899.15 ₹ 756.36
₹ 49,00,000.00 ₹ 42,523.34 ₹ 41,751.22 ₹ 772.12
₹ 50,00,000.00 ₹ 43,391.16 ₹ 42,603.28 ₹ 787.88
₹ 51,00,000.00 ₹ 44,258.98 ₹ 43,455.35 ₹ 803.64
₹ 52,00,000.00 ₹ 45,126.81 ₹ 44,307.41 ₹ 819.39
₹ 53,00,000.00 ₹ 45,994.63 ₹ 45,159.48 ₹ 835.15
₹ 54,00,000.00 ₹ 46,862.45 ₹ 46,011.55 ₹ 850.91
₹ 55,00,000.00 ₹ 47,730.28 ₹ 46,863.61 ₹ 866.67
₹ 56,00,000.00 ₹ 48,598.10 ₹ 47,715.68 ₹ 882.42
₹ 57,00,000.00 ₹ 49,465.92 ₹ 48,567.74 ₹ 898.18
₹ 58,00,000.00 ₹ 50,333.75 ₹ 49,419.81 ₹ 913.94
₹ 59,00,000.00 ₹ 51,201.57 ₹ 50,271.87 ₹ 929.70
₹ 60,00,000.00 ₹ 52,069.39 ₹ 51,123.94 ₹ 945.45
₹ 61,00,000.00 ₹ 52,937.22 ₹ 51,976.00 ₹ 961.21
₹ 62,00,000.00 ₹ 53,805.04 ₹ 52,828.07 ₹ 976.97
₹ 63,00,000.00 ₹ 54,672.86 ₹ 53,680.14 ₹ 992.73
₹ 64,00,000.00 ₹ 55,540.69 ₹ 54,532.20 ₹ 1,008.49
₹ 65,00,000.00 ₹ 56,408.51 ₹ 55,384.27 ₹ 1,024.24
₹ 66,00,000.00 ₹ 57,276.33 ₹ 56,236.33 ₹ 1,040.00
₹ 67,00,000.00 ₹ 58,144.16 ₹ 57,088.40 ₹ 1,055.76
₹ 68,00,000.00 ₹ 59,011.98 ₹ 57,940.46 ₹ 1,071.52
₹ 69,00,000.00 ₹ 59,879.80 ₹ 58,792.53 ₹ 1,087.27
₹ 70,00,000.00 ₹ 60,747.63 ₹ 59,644.60 ₹ 1,103.03
₹ 71,00,000.00 ₹ 61,615.45 ₹ 60,496.66 ₹ 1,118.79
₹ 72,00,000.00 ₹ 62,483.27 ₹ 61,348.73 ₹ 1,134.55
₹ 73,00,000.00 ₹ 63,351.10 ₹ 62,200.79 ₹ 1,150.30
₹ 74,00,000.00 ₹ 64,218.92 ₹ 63,052.86 ₹ 1,166.06
₹ 75,00,000.00 ₹ 65,086.74 ₹ 63,904.92 ₹ 1,181.82
₹ 76,00,000.00 ₹ 65,954.57 ₹ 64,756.99 ₹ 1,197.58
₹ 77,00,000.00 ₹ 66,822.39 ₹ 65,609.06 ₹ 1,213.33
₹ 78,00,000.00 ₹ 67,690.21 ₹ 66,461.12 ₹ 1,229.09
₹ 79,00,000.00 ₹ 68,558.04 ₹ 67,313.19 ₹ 1,244.85
₹ 80,00,000.00 ₹ 69,425.86 ₹ 68,165.25 ₹ 1,260.61
₹ 81,00,000.00 ₹ 70,293.68 ₹ 69,017.32 ₹ 1,276.36
₹ 82,00,000.00 ₹ 71,161.51 ₹ 69,869.38 ₹ 1,292.12
₹ 83,00,000.00 ₹ 72,029.33 ₹ 70,721.45 ₹ 1,307.88
₹ 84,00,000.00 ₹ 72,897.15 ₹ 71,573.51 ₹ 1,323.64
₹ 85,00,000.00 ₹ 73,764.97 ₹ 72,425.58 ₹ 1,339.39
₹ 86,00,000.00 ₹ 74,632.80 ₹ 73,277.65 ₹ 1,355.15
₹ 87,00,000.00 ₹ 75,500.62 ₹ 74,129.71 ₹ 1,370.91
₹ 88,00,000.00 ₹ 76,368.44 ₹ 74,981.78 ₹ 1,386.67
₹ 89,00,000.00 ₹ 77,236.27 ₹ 75,833.84 ₹ 1,402.42
₹ 90,00,000.00 ₹ 78,104.09 ₹ 76,685.91 ₹ 1,418.18
₹ 91,00,000.00 ₹ 78,971.91 ₹ 77,537.97 ₹ 1,433.94
₹ 92,00,000.00 ₹ 79,839.74 ₹ 78,390.04 ₹ 1,449.70
₹ 93,00,000.00 ₹ 80,707.56 ₹ 79,242.11 ₹ 1,465.46
₹ 94,00,000.00 ₹ 81,575.38 ₹ 80,094.17 ₹ 1,481.21
₹ 95,00,000.00 ₹ 82,443.21 ₹ 80,946.24 ₹ 1,496.97
₹ 96,00,000.00 ₹ 83,311.03 ₹ 81,798.30 ₹ 1,512.73
₹ 97,00,000.00 ₹ 84,178.85 ₹ 82,650.37 ₹ 1,528.49
₹ 98,00,000.00 ₹ 85,046.68 ₹ 83,502.43 ₹ 1,544.24
₹ 99,00,000.00 ₹ 85,914.50 ₹ 84,354.50 ₹ 1,560.00
₹ 1,00,00,000.00 ₹ 86,782.32 ₹ 85,206.57 ₹ 1,575.76

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From 8.75 per cent to 8.50 per cent

From 8.75 per cent to 8.50 per cent

Loan Amount EMI at 8.75% rate EMI at 8.50% rate Monthly amount saved
₹ 20,00,000.00 ₹ 17,674.21 ₹ 17,356.46 ₹ 317.75
₹ 21,00,000.00 ₹ 18,557.92 ₹ 18,224.29 ₹ 333.64
₹ 22,00,000.00 ₹ 19,441.64 ₹ 19,092.11 ₹ 349.52
₹ 23,00,000.00 ₹ 20,325.35 ₹ 19,959.93 ₹ 365.41
₹ 24,00,000.00 ₹ 21,209.06 ₹ 20,827.76 ₹ 381.30
₹ 25,00,000.00 ₹ 22,092.77 ₹ 21,695.58 ₹ 397.19
₹ 26,00,000.00 ₹ 22,976.48 ₹ 22,563.40 ₹ 413.07
₹ 27,00,000.00 ₹ 23,860.19 ₹ 23,431.23 ₹ 428.96
₹ 28,00,000.00 ₹ 24,743.90 ₹ 24,299.05 ₹ 444.85
₹ 29,00,000.00 ₹ 25,627.61 ₹ 25,166.87 ₹ 460.74
₹ 30,00,000.00 ₹ 26,511.32 ₹ 26,034.70 ₹ 476.62
₹ 31,00,000.00 ₹ 27,395.03 ₹ 26,902.52 ₹ 492.51
₹ 32,00,000.00 ₹ 28,278.74 ₹ 27,770.34 ₹ 508.40
₹ 33,00,000.00 ₹ 29,162.45 ₹ 28,638.17 ₹ 524.29
₹ 34,00,000.00 ₹ 30,046.16 ₹ 29,505.99 ₹ 540.17
₹ 35,00,000.00 ₹ 30,929.87 ₹ 30,373.81 ₹ 556.06
₹ 36,00,000.00 ₹ 31,813.59 ₹ 31,241.64 ₹ 571.95
₹ 37,00,000.00 ₹ 32,697.30 ₹ 32,109.46 ₹ 587.84
₹ 38,00,000.00 ₹ 33,581.01 ₹ 32,977.28 ₹ 603.72
₹ 39,00,000.00 ₹ 34,464.72 ₹ 33,845.11 ₹ 619.61
₹ 40,00,000.00 ₹ 35,348.43 ₹ 34,712.93 ₹ 635.50
₹ 41,00,000.00 ₹ 36,232.14 ₹ 35,580.75 ₹ 651.39
₹ 42,00,000.00 ₹ 37,115.85 ₹ 36,448.58 ₹ 667.27
₹ 43,00,000.00 ₹ 37,999.56 ₹ 37,316.40 ₹ 683.16
₹ 44,00,000.00 ₹ 38,883.27 ₹ 38,184.22 ₹ 699.05
₹ 45,00,000.00 ₹ 39,766.98 ₹ 39,052.05 ₹ 714.94
₹ 46,00,000.00 ₹ 40,650.69 ₹ 39,919.87 ₹ 730.82
₹ 47,00,000.00 ₹ 41,534.40 ₹ 40,787.69 ₹ 746.71
₹ 48,00,000.00 ₹ 42,418.11 ₹ 41,655.52 ₹ 762.60
₹ 49,00,000.00 ₹ 43,301.82 ₹ 42,523.34 ₹ 778.49
₹ 50,00,000.00 ₹ 44,185.54 ₹ 43,391.16 ₹ 794.37
₹ 51,00,000.00 ₹ 45,069.25 ₹ 44,258.98 ₹ 810.26
₹ 52,00,000.00 ₹ 45,952.96 ₹ 45,126.81 ₹ 826.15
₹ 53,00,000.00 ₹ 46,836.67 ₹ 45,994.63 ₹ 842.04
₹ 54,00,000.00 ₹ 47,720.38 ₹ 46,862.45 ₹ 857.92
₹ 55,00,000.00 ₹ 48,604.09 ₹ 47,730.28 ₹ 873.81
₹ 56,00,000.00 ₹ 49,487.80 ₹ 48,598.10 ₹ 889.70
₹ 57,00,000.00 ₹ 50,371.51 ₹ 49,465.92 ₹ 905.59
₹ 58,00,000.00 ₹ 51,255.22 ₹ 50,333.75 ₹ 921.47
₹ 59,00,000.00 ₹ 52,138.93 ₹ 51,201.57 ₹ 937.36
₹ 60,00,000.00 ₹ 53,022.64 ₹ 52,069.39 ₹ 953.25
₹ 61,00,000.00 ₹ 53,906.35 ₹ 52,937.22 ₹ 969.14
₹ 62,00,000.00 ₹ 54,790.06 ₹ 53,805.04 ₹ 985.02
₹ 63,00,000.00 ₹ 55,673.77 ₹ 54,672.86 ₹ 1,000.91
₹ 64,00,000.00 ₹ 56,557.49 ₹ 55,540.69 ₹ 1,016.80
₹ 65,00,000.00 ₹ 57,441.20 ₹ 56,408.51 ₹ 1,032.69
₹ 66,00,000.00 ₹ 58,324.91 ₹ 57,276.33 ₹ 1,048.57
₹ 67,00,000.00 ₹ 59,208.62 ₹ 58,144.16 ₹ 1,064.46
₹ 68,00,000.00 ₹ 60,092.33 ₹ 59,011.98 ₹ 1,080.35
₹ 69,00,000.00 ₹ 60,976.04 ₹ 59,879.80 ₹ 1,096.24
₹ 70,00,000.00 ₹ 61,859.75 ₹ 60,747.63 ₹ 1,112.12
₹ 71,00,000.00 ₹ 62,743.46 ₹ 61,615.45 ₹ 1,128.01
₹ 72,00,000.00 ₹ 63,627.17 ₹ 62,483.27 ₹ 1,143.90
₹ 73,00,000.00 ₹ 64,510.88 ₹ 63,351.10 ₹ 1,159.79
₹ 74,00,000.00 ₹ 65,394.59 ₹ 64,218.92 ₹ 1,175.67
₹ 75,00,000.00 ₹ 66,278.30 ₹ 65,086.74 ₹ 1,191.56
₹ 76,00,000.00 ₹ 67,162.01 ₹ 65,954.57 ₹ 1,207.45
₹ 77,00,000.00 ₹ 68,045.72 ₹ 66,822.39 ₹ 1,223.34
₹ 78,00,000.00 ₹ 68,929.44 ₹ 67,690.21 ₹ 1,239.22
₹ 79,00,000.00 ₹ 69,813.15 ₹ 68,558.04 ₹ 1,255.11
₹ 80,00,000.00 ₹ 70,696.86 ₹ 69,425.86 ₹ 1,271.00
₹ 81,00,000.00 ₹ 71,580.57 ₹ 70,293.68 ₹ 1,286.89
₹ 82,00,000.00 ₹ 72,464.28 ₹ 71,161.51 ₹ 1,302.77
₹ 83,00,000.00 ₹ 73,347.99 ₹ 72,029.33 ₹ 1,318.66
₹ 84,00,000.00 ₹ 74,231.70 ₹ 72,897.15 ₹ 1,334.55
₹ 85,00,000.00 ₹ 75,115.41 ₹ 73,764.97 ₹ 1,350.44
₹ 86,00,000.00 ₹ 75,999.12 ₹ 74,632.80 ₹ 1,366.32
₹ 87,00,000.00 ₹ 76,882.83 ₹ 75,500.62 ₹ 1,382.21
₹ 88,00,000.00 ₹ 77,766.54 ₹ 76,368.44 ₹ 1,398.10
₹ 89,00,000.00 ₹ 78,650.25 ₹ 77,236.27 ₹ 1,413.99
₹ 90,00,000.00 ₹ 79,533.96 ₹ 78,104.09 ₹ 1,429.87
₹ 91,00,000.00 ₹ 80,417.67 ₹ 78,971.91 ₹ 1,445.76
₹ 92,00,000.00 ₹ 81,301.39 ₹ 79,839.74 ₹ 1,461.65
₹ 93,00,000.00 ₹ 82,185.10 ₹ 80,707.56 ₹ 1,477.54
₹ 94,00,000.00 ₹ 83,068.81 ₹ 81,575.38 ₹ 1,493.42
₹ 95,00,000.00 ₹ 83,952.52 ₹ 82,443.21 ₹ 1,509.31
₹ 96,00,000.00 ₹ 84,836.23 ₹ 83,311.03 ₹ 1,525.20
₹ 97,00,000.00 ₹ 85,719.94 ₹ 84,178.85 ₹ 1,541.09
₹ 98,00,000.00 ₹ 86,603.65 ₹ 85,046.68 ₹ 1,556.97
₹ 99,00,000.00 ₹ 87,487.36 ₹ 85,914.50 ₹ 1,572.86
₹ 1,00,00,000.00 ₹ 88,371.07 ₹ 86,782.32 ₹ 1,588.75

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From 9.00 per cent to 8.75 per cent

From 9.00 per cent to 8.75 per cent

Loan Amount EMI at 8.75% rate EMI at 8.50% rate Monthly amount saved
₹ 20,00,000.00 ₹ 17,994.52 ₹ 17,674.21 ₹ 320.30
₹ 21,00,000.00 ₹ 18,894.25 ₹ 18,557.92 ₹ 336.32
₹ 22,00,000.00 ₹ 19,793.97 ₹ 19,441.64 ₹ 352.34
₹ 23,00,000.00 ₹ 20,693.70 ₹ 20,325.35 ₹ 368.35
₹ 24,00,000.00 ₹ 21,593.42 ₹ 21,209.06 ₹ 384.37
₹ 25,00,000.00 ₹ 22,493.15 ₹ 22,092.77 ₹ 400.38
₹ 26,00,000.00 ₹ 23,392.87 ₹ 22,976.48 ₹ 416.40
₹ 27,00,000.00 ₹ 24,292.60 ₹ 23,860.19 ₹ 432.41
₹ 28,00,000.00 ₹ 25,192.33 ₹ 24,743.90 ₹ 448.43
₹ 29,00,000.00 ₹ 26,092.05 ₹ 25,627.61 ₹ 464.44
₹ 30,00,000.00 ₹ 26,991.78 ₹ 26,511.32 ₹ 480.46
₹ 31,00,000.00 ₹ 27,891.50 ₹ 27,395.03 ₹ 496.47
₹ 32,00,000.00 ₹ 28,791.23 ₹ 28,278.74 ₹ 512.49
₹ 33,00,000.00 ₹ 29,690.96 ₹ 29,162.45 ₹ 528.50
₹ 34,00,000.00 ₹ 30,590.68 ₹ 30,046.16 ₹ 544.52
₹ 35,00,000.00 ₹ 31,490.41 ₹ 30,929.87 ₹ 560.53
₹ 36,00,000.00 ₹ 32,390.13 ₹ 31,813.59 ₹ 576.55
₹ 37,00,000.00 ₹ 33,289.86 ₹ 32,697.30 ₹ 592.56
₹ 38,00,000.00 ₹ 34,189.59 ₹ 33,581.01 ₹ 608.58
₹ 39,00,000.00 ₹ 35,089.31 ₹ 34,464.72 ₹ 624.59
₹ 40,00,000.00 ₹ 35,989.04 ₹ 35,348.43 ₹ 640.61
₹ 41,00,000.00 ₹ 36,888.76 ₹ 36,232.14 ₹ 656.63
₹ 42,00,000.00 ₹ 37,788.49 ₹ 37,115.85 ₹ 672.64
₹ 43,00,000.00 ₹ 38,688.22 ₹ 37,999.56 ₹ 688.66
₹ 44,00,000.00 ₹ 39,587.94 ₹ 38,883.27 ₹ 704.67
₹ 45,00,000.00 ₹ 40,487.67 ₹ 39,766.98 ₹ 720.69
₹ 46,00,000.00 ₹ 41,387.39 ₹ 40,650.69 ₹ 736.70
₹ 47,00,000.00 ₹ 42,287.12 ₹ 41,534.40 ₹ 752.72
₹ 48,00,000.00 ₹ 43,186.85 ₹ 42,418.11 ₹ 768.73
₹ 49,00,000.00 ₹ 44,086.57 ₹ 43,301.82 ₹ 784.75
₹ 50,00,000.00 ₹ 44,986.30 ₹ 44,185.54 ₹ 800.76
₹ 51,00,000.00 ₹ 45,886.02 ₹ 45,069.25 ₹ 816.78
₹ 52,00,000.00 ₹ 46,785.75 ₹ 45,952.96 ₹ 832.79
₹ 53,00,000.00 ₹ 47,685.48 ₹ 46,836.67 ₹ 848.81
₹ 54,00,000.00 ₹ 48,585.20 ₹ 47,720.38 ₹ 864.82
₹ 55,00,000.00 ₹ 49,484.93 ₹ 48,604.09 ₹ 880.84
₹ 56,00,000.00 ₹ 50,384.65 ₹ 49,487.80 ₹ 896.85
₹ 57,00,000.00 ₹ 51,284.38 ₹ 50,371.51 ₹ 912.87
₹ 58,00,000.00 ₹ 52,184.11 ₹ 51,255.22 ₹ 928.88
₹ 59,00,000.00 ₹ 53,083.83 ₹ 52,138.93 ₹ 944.90
₹ 60,00,000.00 ₹ 53,983.56 ₹ 53,022.64 ₹ 960.91
₹ 61,00,000.00 ₹ 54,883.28 ₹ 53,906.35 ₹ 976.93
₹ 62,00,000.00 ₹ 55,783.01 ₹ 54,790.06 ₹ 992.95
₹ 63,00,000.00 ₹ 56,682.74 ₹ 55,673.77 ₹ 1,008.96
₹ 64,00,000.00 ₹ 57,582.46 ₹ 56,557.49 ₹ 1,024.98
₹ 65,00,000.00 ₹ 58,482.19 ₹ 57,441.20 ₹ 1,040.99
₹ 66,00,000.00 ₹ 59,381.91 ₹ 58,324.91 ₹ 1,057.01
₹ 67,00,000.00 ₹ 60,281.64 ₹ 59,208.62 ₹ 1,073.02
₹ 68,00,000.00 ₹ 61,181.36 ₹ 60,092.33 ₹ 1,089.04
₹ 69,00,000.00 ₹ 62,081.09 ₹ 60,976.04 ₹ 1,105.05
₹ 70,00,000.00 ₹ 62,980.82 ₹ 61,859.75 ₹ 1,121.07
₹ 71,00,000.00 ₹ 63,880.54 ₹ 62,743.46 ₹ 1,137.08
₹ 72,00,000.00 ₹ 64,780.27 ₹ 63,627.17 ₹ 1,153.10
₹ 73,00,000.00 ₹ 65,679.99 ₹ 64,510.88 ₹ 1,169.11
₹ 74,00,000.00 ₹ 66,579.72 ₹ 65,394.59 ₹ 1,185.13
₹ 75,00,000.00 ₹ 67,479.45 ₹ 66,278.30 ₹ 1,201.14
₹ 76,00,000.00 ₹ 68,379.17 ₹ 67,162.01 ₹ 1,217.16
₹ 77,00,000.00 ₹ 69,278.90 ₹ 68,045.72 ₹ 1,233.17
₹ 78,00,000.00 ₹ 70,178.62 ₹ 68,929.44 ₹ 1,249.19
₹ 79,00,000.00 ₹ 71,078.35 ₹ 69,813.15 ₹ 1,265.20
₹ 80,00,000.00 ₹ 71,978.08 ₹ 70,696.86 ₹ 1,281.22
₹ 81,00,000.00 ₹ 72,877.80 ₹ 71,580.57 ₹ 1,297.24
₹ 82,00,000.00 ₹ 73,777.53 ₹ 72,464.28 ₹ 1,313.25
₹ 83,00,000.00 ₹ 74,677.25 ₹ 73,347.99 ₹ 1,329.27
₹ 84,00,000.00 ₹ 75,576.98 ₹ 74,231.70 ₹ 1,345.28
₹ 85,00,000.00 ₹ 76,476.71 ₹ 75,115.41 ₹ 1,361.30
₹ 86,00,000.00 ₹ 77,376.43 ₹ 75,999.12 ₹ 1,377.31
₹ 87,00,000.00 ₹ 78,276.16 ₹ 76,882.83 ₹ 1,393.33
₹ 88,00,000.00 ₹ 79,175.88 ₹ 77,766.54 ₹ 1,409.34
₹ 89,00,000.00 ₹ 80,075.61 ₹ 78,650.25 ₹ 1,425.36
₹ 90,00,000.00 ₹ 80,975.34 ₹ 79,533.96 ₹ 1,441.37
₹ 91,00,000.00 ₹ 81,875.06 ₹ 80,417.67 ₹ 1,457.39
₹ 92,00,000.00 ₹ 82,774.79 ₹ 81,301.39 ₹ 1,473.40
₹ 93,00,000.00 ₹ 83,674.51 ₹ 82,185.10 ₹ 1,489.42
₹ 94,00,000.00 ₹ 84,574.24 ₹ 83,068.81 ₹ 1,505.43
₹ 95,00,000.00 ₹ 85,473.97 ₹ 83,952.52 ₹ 1,521.45
₹ 96,00,000.00 ₹ 86,373.69 ₹ 84,836.23 ₹ 1,537.46
₹ 97,00,000.00 ₹ 87,273.42 ₹ 85,719.94 ₹ 1,553.48
₹ 98,00,000.00 ₹ 88,173.14 ₹ 86,603.65 ₹ 1,569.49
₹ 99,00,000.00 ₹ 89,072.87 ₹ 87,487.36 ₹ 1,585.51
₹ 1,00,00,000.00 ₹ 89,972.60 ₹ 88,371.07 ₹ 1,601.52

13/14

From 9.25 per cent to 9.00 per cent

From 9.25 per cent to 9.00 per cent

Loan Amount EMI at 9.25% rate EMI at 9% rate Monthly amount saved
₹ 20,00,000.00 ₹ 18,317.34 ₹ 17,994.52 ₹ 322.82
₹ 21,00,000.00 ₹ 19,233.20 ₹ 18,894.25 ₹ 338.96
₹ 22,00,000.00 ₹ 20,149.07 ₹ 19,793.97 ₹ 355.10
₹ 23,00,000.00 ₹ 21,064.94 ₹ 20,693.70 ₹ 371.24
₹ 24,00,000.00 ₹ 21,980.80 ₹ 21,593.42 ₹ 387.38
₹ 25,00,000.00 ₹ 22,896.67 ₹ 22,493.15 ₹ 403.52
₹ 26,00,000.00 ₹ 23,812.54 ₹ 23,392.87 ₹ 419.66
₹ 27,00,000.00 ₹ 24,728.40 ₹ 24,292.60 ₹ 435.80
₹ 28,00,000.00 ₹ 25,644.27 ₹ 25,192.33 ₹ 451.94
₹ 29,00,000.00 ₹ 26,560.14 ₹ 26,092.05 ₹ 468.09
₹ 30,00,000.00 ₹ 27,476.01 ₹ 26,991.78 ₹ 484.23
₹ 31,00,000.00 ₹ 28,391.87 ₹ 27,891.50 ₹ 500.37
₹ 32,00,000.00 ₹ 29,307.74 ₹ 28,791.23 ₹ 516.51
₹ 33,00,000.00 ₹ 30,223.61 ₹ 29,690.96 ₹ 532.65
₹ 34,00,000.00 ₹ 31,139.47 ₹ 30,590.68 ₹ 548.79
₹ 35,00,000.00 ₹ 32,055.34 ₹ 31,490.41 ₹ 564.93
₹ 36,00,000.00 ₹ 32,971.21 ₹ 32,390.13 ₹ 581.07
₹ 37,00,000.00 ₹ 33,887.07 ₹ 33,289.86 ₹ 597.21
₹ 38,00,000.00 ₹ 34,802.94 ₹ 34,189.59 ₹ 613.35
₹ 39,00,000.00 ₹ 35,718.81 ₹ 35,089.31 ₹ 629.49
₹ 40,00,000.00 ₹ 36,634.67 ₹ 35,989.04 ₹ 645.64
₹ 41,00,000.00 ₹ 37,550.54 ₹ 36,888.76 ₹ 661.78
₹ 42,00,000.00 ₹ 38,466.41 ₹ 37,788.49 ₹ 677.92
₹ 43,00,000.00 ₹ 39,382.27 ₹ 38,688.22 ₹ 694.06
₹ 44,00,000.00 ₹ 40,298.14 ₹ 39,587.94 ₹ 710.20
₹ 45,00,000.00 ₹ 41,214.01 ₹ 40,487.67 ₹ 726.34
₹ 46,00,000.00 ₹ 42,129.87 ₹ 41,387.39 ₹ 742.48
₹ 47,00,000.00 ₹ 43,045.74 ₹ 42,287.12 ₹ 758.62
₹ 48,00,000.00 ₹ 43,961.61 ₹ 43,186.85 ₹ 774.76
₹ 49,00,000.00 ₹ 44,877.47 ₹ 44,086.57 ₹ 790.90
₹ 50,00,000.00 ₹ 45,793.34 ₹ 44,986.30 ₹ 807.04
₹ 51,00,000.00 ₹ 46,709.21 ₹ 45,886.02 ₹ 823.18
₹ 52,00,000.00 ₹ 47,625.08 ₹ 46,785.75 ₹ 839.33
₹ 53,00,000.00 ₹ 48,540.94 ₹ 47,685.48 ₹ 855.47
₹ 54,00,000.00 ₹ 49,456.81 ₹ 48,585.20 ₹ 871.61
₹ 55,00,000.00 ₹ 50,372.68 ₹ 49,484.93 ₹ 887.75
₹ 56,00,000.00 ₹ 51,288.54 ₹ 50,384.65 ₹ 903.89
₹ 57,00,000.00 ₹ 52,204.41 ₹ 51,284.38 ₹ 920.03
₹ 58,00,000.00 ₹ 53,120.28 ₹ 52,184.11 ₹ 936.17
₹ 59,00,000.00 ₹ 54,036.14 ₹ 53,083.83 ₹ 952.31
₹ 60,00,000.00 ₹ 54,952.01 ₹ 53,983.56 ₹ 968.45
₹ 61,00,000.00 ₹ 55,867.88 ₹ 54,883.28 ₹ 984.59
₹ 62,00,000.00 ₹ 56,783.74 ₹ 55,783.01 ₹ 1,000.73
₹ 63,00,000.00 ₹ 57,699.61 ₹ 56,682.74 ₹ 1,016.88
₹ 64,00,000.00 ₹ 58,615.48 ₹ 57,582.46 ₹ 1,033.02
₹ 65,00,000.00 ₹ 59,531.34 ₹ 58,482.19 ₹ 1,049.16
₹ 66,00,000.00 ₹ 60,447.21 ₹ 59,381.91 ₹ 1,065.30
₹ 67,00,000.00 ₹ 61,363.08 ₹ 60,281.64 ₹ 1,081.44
₹ 68,00,000.00 ₹ 62,278.94 ₹ 61,181.36 ₹ 1,097.58
₹ 69,00,000.00 ₹ 63,194.81 ₹ 62,081.09 ₹ 1,113.72
₹ 70,00,000.00 ₹ 64,110.68 ₹ 62,980.82 ₹ 1,129.86
₹ 71,00,000.00 ₹ 65,026.55 ₹ 63,880.54 ₹ 1,146.00
₹ 72,00,000.00 ₹ 65,942.41 ₹ 64,780.27 ₹ 1,162.14
₹ 73,00,000.00 ₹ 66,858.28 ₹ 65,679.99 ₹ 1,178.28
₹ 74,00,000.00 ₹ 67,774.15 ₹ 66,579.72 ₹ 1,194.42
₹ 75,00,000.00 ₹ 68,690.01 ₹ 67,479.45 ₹ 1,210.57
₹ 76,00,000.00 ₹ 69,605.88 ₹ 68,379.17 ₹ 1,226.71
₹ 77,00,000.00 ₹ 70,521.75 ₹ 69,278.90 ₹ 1,242.85
₹ 78,00,000.00 ₹ 71,437.61 ₹ 70,178.62 ₹ 1,258.99
₹ 79,00,000.00 ₹ 72,353.48 ₹ 71,078.35 ₹ 1,275.13
₹ 80,00,000.00 ₹ 73,269.35 ₹ 71,978.08 ₹ 1,291.27
₹ 81,00,000.00 ₹ 74,185.21 ₹ 72,877.80 ₹ 1,307.41
₹ 82,00,000.00 ₹ 75,101.08 ₹ 73,777.53 ₹ 1,323.55
₹ 83,00,000.00 ₹ 76,016.95 ₹ 74,677.25 ₹ 1,339.69
₹ 84,00,000.00 ₹ 76,932.81 ₹ 75,576.98 ₹ 1,355.83
₹ 85,00,000.00 ₹ 77,848.68 ₹ 76,476.71 ₹ 1,371.97
₹ 86,00,000.00 ₹ 78,764.55 ₹ 77,376.43 ₹ 1,388.12
₹ 87,00,000.00 ₹ 79,680.41 ₹ 78,276.16 ₹ 1,404.26
₹ 88,00,000.00 ₹ 80,596.28 ₹ 79,175.88 ₹ 1,420.40
₹ 89,00,000.00 ₹ 81,512.15 ₹ 80,075.61 ₹ 1,436.54
₹ 90,00,000.00 ₹ 82,428.02 ₹ 80,975.34 ₹ 1,452.68
₹ 91,00,000.00 ₹ 83,343.88 ₹ 81,875.06 ₹ 1,468.82
₹ 92,00,000.00 ₹ 84,259.75 ₹ 82,774.79 ₹ 1,484.96
₹ 93,00,000.00 ₹ 85,175.62 ₹ 83,674.51 ₹ 1,501.10
₹ 94,00,000.00 ₹ 86,091.48 ₹ 84,574.24 ₹ 1,517.24
₹ 95,00,000.00 ₹ 87,007.35 ₹ 85,473.97 ₹ 1,533.38
₹ 96,00,000.00 ₹ 87,923.22 ₹ 86,373.69 ₹ 1,549.52
₹ 97,00,000.00 ₹ 88,839.08 ₹ 87,273.42 ₹ 1,565.67
₹ 98,00,000.00 ₹ 89,754.95 ₹ 88,173.14 ₹ 1,581.81
₹ 99,00,000.00 ₹ 90,670.82 ₹ 89,072.87 ₹ 1,597.95
₹ 1,00,00,000.00 ₹ 91,586.68 ₹ 89,972.60 ₹ 1,614.09

14/14

From 9.45 per cent to 9.20 per cent

From 9.45 per cent to 9.20 per cent

Loan Amount EMI at 9.25% rate EMI at 9% rate Monthly amount saved
₹ 20,00,000.00 ₹ 18,577.37 ₹ 18,252.57 ₹ 324.80
₹ 21,00,000.00 ₹ 19,506.24 ₹ 19,165.20 ₹ 341.04
₹ 22,00,000.00 ₹ 20,435.11 ₹ 20,077.83 ₹ 357.28
₹ 23,00,000.00 ₹ 21,363.98 ₹ 20,990.46 ₹ 373.52
₹ 24,00,000.00 ₹ 22,292.85 ₹ 21,903.09 ₹ 389.76
₹ 25,00,000.00 ₹ 23,221.71 ₹ 22,815.72 ₹ 406.00
₹ 26,00,000.00 ₹ 24,150.58 ₹ 23,728.35 ₹ 422.24
₹ 27,00,000.00 ₹ 25,079.45 ₹ 24,640.98 ₹ 438.48
₹ 28,00,000.00 ₹ 26,008.32 ₹ 25,553.60 ₹ 454.72
₹ 29,00,000.00 ₹ 26,937.19 ₹ 26,466.23 ₹ 470.96
₹ 30,00,000.00 ₹ 27,866.06 ₹ 27,378.86 ₹ 487.19
₹ 31,00,000.00 ₹ 28,794.92 ₹ 28,291.49 ₹ 503.43
₹ 32,00,000.00 ₹ 29,723.79 ₹ 29,204.12 ₹ 519.67
₹ 33,00,000.00 ₹ 30,652.66 ₹ 30,116.75 ₹ 535.91
₹ 34,00,000.00 ₹ 31,581.53 ₹ 31,029.38 ₹ 552.15
₹ 35,00,000.00 ₹ 32,510.40 ₹ 31,942.00 ₹ 568.39
₹ 36,00,000.00 ₹ 33,439.27 ₹ 32,854.63 ₹ 584.63
₹ 37,00,000.00 ₹ 34,368.14 ₹ 33,767.26 ₹ 600.87
₹ 38,00,000.00 ₹ 35,297.00 ₹ 34,679.89 ₹ 617.11
₹ 39,00,000.00 ₹ 36,225.87 ₹ 35,592.52 ₹ 633.35
₹ 40,00,000.00 ₹ 37,154.74 ₹ 36,505.15 ₹ 649.59
₹ 41,00,000.00 ₹ 38,083.61 ₹ 37,417.78 ₹ 665.83
₹ 42,00,000.00 ₹ 39,012.48 ₹ 38,330.41 ₹ 682.07
₹ 43,00,000.00 ₹ 39,941.35 ₹ 39,243.03 ₹ 698.31
₹ 44,00,000.00 ₹ 40,870.22 ₹ 40,155.66 ₹ 714.55
₹ 45,00,000.00 ₹ 41,799.08 ₹ 41,068.29 ₹ 730.79
₹ 46,00,000.00 ₹ 42,727.95 ₹ 41,980.92 ₹ 747.03
₹ 47,00,000.00 ₹ 43,656.82 ₹ 42,893.55 ₹ 763.27
₹ 48,00,000.00 ₹ 44,585.69 ₹ 43,806.18 ₹ 779.51
₹ 49,00,000.00 ₹ 45,514.56 ₹ 44,718.81 ₹ 795.75
₹ 50,00,000.00 ₹ 46,443.43 ₹ 45,631.44 ₹ 811.99
₹ 51,00,000.00 ₹ 47,372.30 ₹ 46,544.06 ₹ 828.23
₹ 52,00,000.00 ₹ 48,301.16 ₹ 47,456.69 ₹ 844.47
₹ 53,00,000.00 ₹ 49,230.03 ₹ 48,369.32 ₹ 860.71
₹ 54,00,000.00 ₹ 50,158.90 ₹ 49,281.95 ₹ 876.95
₹ 55,00,000.00 ₹ 51,087.77 ₹ 50,194.58 ₹ 893.19
₹ 56,00,000.00 ₹ 52,016.64 ₹ 51,107.21 ₹ 909.43
₹ 57,00,000.00 ₹ 52,945.51 ₹ 52,019.84 ₹ 925.67
₹ 58,00,000.00 ₹ 53,874.38 ₹ 52,932.47 ₹ 941.91
₹ 59,00,000.00 ₹ 54,803.24 ₹ 53,845.09 ₹ 958.15
₹ 60,00,000.00 ₹ 55,732.11 ₹ 54,757.72 ₹ 974.39
₹ 61,00,000.00 ₹ 56,660.98 ₹ 55,670.35 ₹ 990.63
₹ 62,00,000.00 ₹ 57,589.85 ₹ 56,582.98 ₹ 1,006.87
₹ 63,00,000.00 ₹ 58,518.72 ₹ 57,495.61 ₹ 1,023.11
₹ 64,00,000.00 ₹ 59,447.59 ₹ 58,408.24 ₹ 1,039.35
₹ 65,00,000.00 ₹ 60,376.46 ₹ 59,320.87 ₹ 1,055.59
₹ 66,00,000.00 ₹ 61,305.32 ₹ 60,233.49 ₹ 1,071.83
₹ 67,00,000.00 ₹ 62,234.19 ₹ 61,146.12 ₹ 1,088.07
₹ 68,00,000.00 ₹ 63,163.06 ₹ 62,058.75 ₹ 1,104.31
₹ 69,00,000.00 ₹ 64,091.93 ₹ 62,971.38 ₹ 1,120.55
₹ 70,00,000.00 ₹ 65,020.80 ₹ 63,884.01 ₹ 1,136.79
₹ 71,00,000.00 ₹ 65,949.67 ₹ 64,796.64 ₹ 1,153.03
₹ 72,00,000.00 ₹ 66,878.54 ₹ 65,709.27 ₹ 1,169.27
₹ 73,00,000.00 ₹ 67,807.40 ₹ 66,621.90 ₹ 1,185.51
₹ 74,00,000.00 ₹ 68,736.27 ₹ 67,534.52 ₹ 1,201.75
₹ 75,00,000.00 ₹ 69,665.14 ₹ 68,447.15 ₹ 1,217.99
₹ 76,00,000.00 ₹ 70,594.01 ₹ 69,359.78 ₹ 1,234.23
₹ 77,00,000.00 ₹ 71,522.88 ₹ 70,272.41 ₹ 1,250.47
₹ 78,00,000.00 ₹ 72,451.75 ₹ 71,185.04 ₹ 1,266.71
₹ 79,00,000.00 ₹ 73,380.61 ₹ 72,097.67 ₹ 1,282.95
₹ 80,00,000.00 ₹ 74,309.48 ₹ 73,010.30 ₹ 1,299.19
₹ 81,00,000.00 ₹ 75,238.35 ₹ 73,922.93 ₹ 1,315.43
₹ 82,00,000.00 ₹ 76,167.22 ₹ 74,835.55 ₹ 1,331.67
₹ 83,00,000.00 ₹ 77,096.09 ₹ 75,748.18 ₹ 1,347.91
₹ 84,00,000.00 ₹ 78,024.96 ₹ 76,660.81 ₹ 1,364.15
₹ 85,00,000.00 ₹ 78,953.83 ₹ 77,573.44 ₹ 1,380.39
₹ 86,00,000.00 ₹ 79,882.69 ₹ 78,486.07 ₹ 1,396.63
₹ 87,00,000.00 ₹ 80,811.56 ₹ 79,398.70 ₹ 1,412.87
₹ 88,00,000.00 ₹ 81,740.43 ₹ 80,311.33 ₹ 1,429.11
₹ 89,00,000.00 ₹ 82,669.30 ₹ 81,223.96 ₹ 1,445.35
₹ 90,00,000.00 ₹ 83,598.17 ₹ 82,136.58 ₹ 1,461.58
₹ 91,00,000.00 ₹ 84,527.04 ₹ 83,049.21 ₹ 1,477.82
₹ 92,00,000.00 ₹ 85,455.91 ₹ 83,961.84 ₹ 1,494.06
₹ 93,00,000.00 ₹ 86,384.77 ₹ 84,874.47 ₹ 1,510.30
₹ 94,00,000.00 ₹ 87,313.64 ₹ 85,787.10 ₹ 1,526.54
₹ 95,00,000.00 ₹ 88,242.51 ₹ 86,699.73 ₹ 1,542.78
₹ 96,00,000.00 ₹ 89,171.38 ₹ 87,612.36 ₹ 1,559.02
₹ 97,00,000.00 ₹ 90,100.25 ₹ 88,524.98 ₹ 1,575.26
₹ 98,00,000.00 ₹ 91,029.12 ₹ 89,437.61 ₹ 1,591.50
₹ 99,00,000.00 ₹ 91,957.99 ₹ 90,350.24 ₹ 1,607.74
₹ 1,00,00,000.00 ₹ 92,886.85 ₹ 91,262.87 ₹ 1,623.98

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