Power of Rs 15K, Rs 25K, and Rs 35K monthly SIP: How much corpus can you accumulate in 10, 20, and 30 years?
Systematic Investment Plans (SIPs) offer a disciplined approach to investing by encouraging regular savings. They harness the power of compounding, allowing your money to grow significantly over time, especially when invested long term.
Power of SIP: Systematic Investment Plan (SIP), a method of investing a fixed amount regularly in mutual funds, allows investors to build wealth over a period of time. SIPs can be started with as little as Rs 500 per month. They help in rupee cost averaging, lessening the impact of market volatility, since investments are made at regular intervals regardless of market conditions. In SIPs, you can increase or decrease your investment amount at any time, depending on your requirements.
This write up provides a breakdown of how much corpus can be accumulated in 10, 20 and 30 years through monthly SIPs of Rs 15,000, Rs 25,000 and Rs 35,000, assuming an annual return of 12 per cent.
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(Disclaimer: The returns mentioned below are indicative and for illustrative purposes only. Investors are advised to verify rates and consult a certified financial advisor before making any investment decisions.)
What is SIP?
A Systematic Investment Plan (SIP) is a disciplined approach to investing where a fixed sum is deposited into a mutual fund scheme at regular intervals, typically monthly. SIPs allow investors to build wealth gradually, minimise market timing risks, and benefit from compounding over time.
Rs 15,000 monthly SIP for 10 years
Invested amount: Rs 18,00,000
Estimated returns: Rs 15,60,538
Total value: Rs 33,60,538
Rs 15,000 monthly SIP for 20 years
Invested amount: Rs 36,00,000
Estimated returns: Rs 1,01,97,860
Total value: Rs 1,37,97,860
Rs 15,000 monthly SIP for 30 years
Invested amount: Rs 54,00,000
Estimated returns: Rs 4,08,14,598
Total value: Rs 4,62,14,598
Rs 25,000 monthly SIP for 10 years
Invested amount: Rs 30,00,000
Estimated returns: Rs 26,00,897
Total value: Rs 56,00,897
Rs 25,000 monthly SIP for 20 years
Rs 25,000 monthly SIP for 20 years
Invested amount: Rs 60,00,000
Estimated returns: Rs 1,69,96,434
Total value: Rs 2,29,96,434
Rs 25,000 monthly SIP for 30 years
Invested amount: Rs 90,00,000
Estimated returns: Rs 6,80,24,330
Total value: Rs 7,70,24,330
Rs 35,000 monthly SIP for 10 years
Invested amount: Rs 42,00,000
Estimated returns: Rs 36,41,256
Total value: Rs 78,41,256
Rs 35,000 monthly SIP for 20 years
Invested amount: Rs 84,00,000
Estimated returns: Rs 2,37,95,007
Total value: Rs 3,21,95,007
Rs 35,000 monthly SIP for 30 years
Invested amount: Rs 1,26,00,000
Estimated returns: Rs 9,52,34,062
Total value: Rs 10,78,34,062