Power of Compounding: How much can monthly investments of Rs 15,000, Rs 20,000, and Rs 25,000 generate in 25 years?
Let’s find out how much you can generate in 25 years by investing Rs 15,000, Rs 20,000, and Rs 25,000 monthly in a systematic investment plan.
Don't you think saving and investing can go hand-in-hand? If you save a certain amount monthly and invest it in mutual funds or elsewhere, there's a good chance you will generate a sizable corpus during your golden years. Often, we think of saving monthly and investing only when we accumulate a substantial amount, believing that a large investment will get better returns. However, even small amounts can make a remarkable difference. Developing savings habits from an early age is an excellent practice. In this gallery, we will calculate how much you can generate in 25 years by investing Rs 15,000, Rs 20,000, and Rs 25,000 monthly through a systematic investment plan. Take a look.
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DISCLAIMER: Not financial advice; invest at your own risk
What is Systematic Investment Plan?
SIP is an investment option where you can invest a fixed amount of money in mutual fund(s) at regular intervals.
Why opt for SIP?
Systematic Investment Plan is easy to start, & perfect for beginners
It helps you invest regularly and consistently
SIP supports long-term financial planning and goal achievement
What is minimum investment amount in SIP?
There is no specific limit to the amount you can invest in a SIP. The minimum amount you can invest in an SIP is Rs 100.
What is maximum tenure of SIP?
There is no maximum tenure in a systematic investment plan. You can invest as long as you can. The minimum tenure you can go for is 3 years.
Are SIPs similar to mutual funds?
SIP is just a way of investment and not a fund, stock, or investment avenue.
Can you pause your investment in a SIP?
Yes, mutual fund companies also provide the option of pausing your SIP investments for a specified period.
SIP calculation conditions
Target corpus: ?
Monthly investments: Rs 15,000, Rs 20,000, Rs 25,000
Annualised return: 12 per cent
How much you can generate with Rs 15,000 monthly SIP in 25 years?
The investment amount will be Rs 45,00,000, the estimated capital gains will be Rs 2,10,33,099, and the estimated retirement corpus will be Rs 2,55,33,099.
How much you can generate in 25 years with Rs 20,000 monthly SIP?
The investment amount will be Rs 60,00,000, the estimated capital gains will be Rs 2,80,44,131, and the estimated retirement corpus will be Rs 3,40,44,131.
How much you can generate with Rs 25,000 monthly SIP in 25 years?
The investment amount will be Rs 75,00,000, the estimated capital gains will be Rs 3,50,55,164, and the estimated retirement corpus will be Rs 4,25,55,164.