Revised New Tax Slabs: Rs 12,500 tax on Rs 15 lakh Income? How you may need to pay just that on Rs 12.75 lakh annual salary and Rs 2.25 lakh capital gains
Revised New Tax Regime Slabs: In revised tax slabs, the salaried class will get a full tax relaxation on up to Rs 12.75 lakh annual income. But this income doesn't include capital gains earned from stocks or mutual fund returns. However, a person with Rs 12.75 lakh income and Rs 2.25 lakh long-term capital gains may need to pay just Rs 12,500 in tax.
Revised New Tax Regime Slabs: In the proposed new tax regime, a salaried individual doesn't need to pay any tax if their annual income is Rs 12.75 lakh, but this income doesn't include any special rate income such as capital gains. Even if their cumulative income (annual income+capital gains) is Rs 12.75 lakh, they need to pay short-term or long-term capital gains. However, even if the cumulative income of a salaried person is Rs 15 lakh a year (Rs 12.75 lakh from salary and Rs 2.25 lakh from long-term capital gains), they need to pay just Rs 12,500 tax on it. Know how it may work out.
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(Disclaimer: These are not expert view. Do your own duediligence or consult an expert for tax planning.)
What are proposed new regime tax slabs?

In Budget 2025, Finance Minister Nirmala Sithraman proposed significant changes in the new tax regime. The main change was that salaried individuals don't need to pay any tax on their annual income up to Rs 12.75 lakh. This also includes a standard deduction of Rs 75,000. For non-salaried individuals, this limit is Rs 12 lakh.
How it is different from existing new regime tax slabs

What if income also includes capital gains?

In her speech, Sithraman said, "I am now happy to announce that there will be no income tax payable upto income of Rs 12 lakh (i.e. average income of Rs 1 lakh per month other than special rate income such as capital gains) under the new regime. This limit will be Rs 12.75 lakh for salaried tax payers, due to standard deduction of Rs 75,000."
What if income also includes capital gains

Capital gains tax assets

Capital gains tax rate

What are capital gains tax rates for mutual funds and stocks?

What is short-term capital gains tax rate?

What is long-term capital gains tax rate?

What we will calculate?

Long-term capital gains tax

Example of long term capital gains tax
