Special FDs: Last few days left to avail for SBI, Indian Bank, HDFC Bank fixed deposit plans and get up to 8.05% interest rate
Special FDs: Indian Bank's special FD scheme IND Supreme is a 300 days FD plan that offers 8.05 per cent interest rate to super senior citizens (80 years and above). The scheme provides 7.80 per cent interest rate to senior citizens and 7.30 per cent interest rate to general citizens.
Banks provide special fixed deposit (FD) plans for a limited period only. These special FDs provide higher interest rates than traditional FD plans. Usually, senior citizens and super senior citizens get more interest than general citizens. If you are planning to invest in an FD, you can consider it now, as several special FD schemes' offers are ending on March 31, 2025.
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Special FD schemes
A look at some of the special FD schemes provided by SBI, Indian Bank, and HDFC Bank. These schemes provide different interest rates to general citizens, senior citizens, and super senior citizens.
SBI Amrit Vrishti scheme
This is a 444-day FD scheme in which you get 7.25 per cent interest rate while senior citizens get 7.75 per cent interest rate.
Amrit Vrishti deadline
The last date to avail of this scheme is March 31, 2025.
SBI Amrit Kalash FD scheme
This scheme has a duration of 400 days. The interest rate is 7.10 per cent for general citizens and 7.60 per cent for senior citizens.
Indian Bank IND Supreme FD scheme
Indian Bank's special FD scheme IND Supreme is a 300 days FD plan that offers 8.05 per cent interest rate to super senior citizens (80 years and above). The scheme provides 7.80 per cent interest rate to senior citizens and 7.30 per cent interest rate to general citizens.
IND Super FD
Indian Bank provides one more special FD scheme called IND Super FD. This is a 400 days scheme in which general citizens get 7.30 per cent interest rate while senior citizens and super senior citizens get 7.80 per cent and 8.05 per cent interest rates, respectively.
HDFC Bank special FD
The bank offers a 35-month FD scheme for every depositor.
HDFC Bank interest rate
The bank gives 7.35 per cent interest on FDs to general citizens while senior citizens get a 7.85 per cent interest rate on this special FD scheme.
Punjab & Sind Bank Special FD
333 days – 7.20% interest
444 days – 7.30% interest
555 days (callable FD) – 7.45% interest
777 days – 7.20% interest
999 days – 6.65% interest
Last date
To avail of these special FD schemes offer, the last date is March 31, 2025.