Have savings accounts in these two banks? You won't be able to send/receive cash online if you don't do this by 31st March

Oriental Bank of Commerce and United Bank of India savings and other bank account holders are advised to check their Customer ID or User ID as their customer IDs given by their banks won't remain operational from 1st April 2021.

ZeeBiz WebTeam | Feb 03, 2021, 11:18 AM IST

Oriental Bank of Commerce and United Bank of India savings and other bank account holders are advised to check their Customer ID or User ID as their customer IDs given by their banks won't remain operational from 1st April 2021. This is because of their banks merger with the Punjab National Bank. Aprt from this, the IFSC and MICR code of these customers will also ge changed from 1st April. So, if an Oriental Bank of Commerce (OBC) or a United Bank of India customers fails to get a new customer ID or User ID by 31st March 2021, they won't be able to send or accept cash in their account from 1st April.

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Reason for new user ID required for OBC, United Bank of India customers

Reason for new user ID required for OBC, United Bank of India customers

From 1st April 2021, OBC and United Bank of India customers will become PNB customers and hence they need to get a new User Id from their new banker by 31st March 2021. Failing to do that will lead to disruption of their online banking or netbanking facility. The Punjab National Bank informed about the same on its twitter handle while replying to a query. Photo: PTI

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PNB stand on new customer ID

PNB stand on new customer ID

When a twitter user asked from the PNB as to whether an OBC or United Bank of India account holder's User ID will get changes from 1st April 2021? The PNB replied in that tweet citing "Yes." Photo: PNB Twitter

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PNB's suggestion for OBC, United Bank of India customers

PNB's suggestion for OBC, United Bank of India customers

PNB suggested that the OBC and United Bank of India customers should get a new User ID to continue their netbanking facility even after their bank's merger with the PNB. Photo: PTI

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MICR, IFSC code will also change

MICR, IFSC code will also change

Further information to the OBC and United Bank of India customers, their MICR Code and IFSC Code will also get changed from 1st April. However, the bank has made it clear that OBC and United Bank of India customers' cheque book/passbook will be valid after the date of amalgamation until further notification. Photo: Reuters

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How to avoid this problem

How to avoid this problem

So, to send or receive cash in one's account, OBC and United Bank of India customers are required to get a new User ID by 31st March 2021. To get new PNB User ID, OBC and United Bank of India customers are advised to log in at the PNB website and click at 'Know Your User ID' option. The OBC customers will have to use 'O' in their 8-digit User Id while United Bank of India customers will have to prefix 'U' in their User ID. Photo: HDFC Bank website

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Why User ID change is required

Why User ID change is required

PNB gives 9-digit User ID while both OBC and United Bank of India customers have been given 8-digit User ID. So, there is a need for such OBC and United Bank of India customers to get their new User ID. PNB customers already having 9-digit User ID need not to get a new User ID. Photo: Reuters