Get guaranteed pension of Rs 10,000 every month by investing in this government scheme - All you need to know
Atal Pension Yojana: Do you want to spend your retirement with comfort and peace? If yes, then start investing in a retirement scheme from now onwards. If you want to park your money in a safe place for retirement, then the Atal Pension Yojana of the Central Government is the scheme you are looking for. On investing in this scheme till the stipulated period, you will get a minimum guaranteed pension of Rs 5,000 every month. Let us know how to invest in this scheme and what are its benefits?
What is Atal Pension Yojana
This scheme has been specially brought to make old age secure. Under this scheme, a person gets a minimum monthly pension of Rs 1000 and a maximum deposit of Rs 5000. If a person invests Rs 210 every month, then that person can get a pension of up to Rs 60,000 annually.
How to claim Rs 10,000 pension
If you want a monthly pension of Rs 10,000 under this scheme, then both husband and wife will have to invest in this scheme. If the husband's age is 30 years, then Rs 577 will have to be invested to get a pension of Rs 5000. If the wife is 25 years old then she will have to invest Rs 376 every month. In this way, both will jointly get a monthly pension of Rs 10,000.
These are the benefits
Atal Pension Yojana is mainly designed to give pension. But if either the husband or the wife dies, then in such a situation the surviving partner will get Rs 8.5 lakh under the scheme. Apart from this, the person will also continue to get pension every month.
How to open Atal Pension Yojana account
Contact where you have a savings account. Give account number in bank or post office and register yourself for Atal Pension Yojana. After this, whatever investment amount you have, always keep it in your account. Give the Aadhaar number or mobile number to the bank or post office, so that you can be informed through SMS or phone.
Who will open the account?
Any person in the age group of 18-40 years can open his account under Atal Pension Yojana. One can invest in this scheme for a minimum period of 20 years. You can invest in this scheme in a monthly, quarterly, or half-yearly period.