Fixed Deposit Rates for Rs 5.25 Lakh One-Time Investment: Compare 5-Year FD Returns of SBI, BoB, HDFC Bank, ICICI Bank, and PNB
Latest FD Interest Rates in 2025: A Fixed Deposit (FD) is a financial instrument provided by banks that allows investors to deposit a lump sum amount for a fixed tenure at a predetermined interest rate
Latest FD Interest Rates in 2025: For individuals planning to invest their savings in a safe and reliable instrument, Fixed Deposits (FDs) remain a popular choice. FDs are risk-free and offer guaranteed returns over a fixed tenure.
In this article, we compare the 5-year FD interest rates offered by leading Indian banks such as the State Bank of India (SBI), Bank of Baroda (BoB), HDFC Bank, ICICI Bank, and Punjab National Bank (PNB). We also calculate the maturity amount for a one-time investment of Rs 5.25 lakh for general citizens.
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(Disclaimer: These are projected calculations based on current FD rates and should not be considered financial advice. Please consult a financial expert for personalised investment planning.)
What is a Fixed Deposit (FD)?
A Fixed Deposit (FD) is a financial instrument provided by banks that allows investors to deposit a lump sum amount for a fixed tenure at a predetermined interest rate. It is ideal for those looking for capital protection and assured returns.
Benefits of Fixed Deposits
Guaranteed returns irrespective of market fluctuations
Flexible tenures ranging from 7 days to 10 years
Higher interest rates for senior citizens
Loan facility against FD
Easy to open and manage through online banking
SBI 5-Year FD Interest Rate
The State Bank of India (SBI) offers an interest rate of 6.30 per cent per annum on 5-year FDs for general customers.
Bank of Baroda 5-Year FD Interest Rate
Bank of Baroda offers an interest rate of 6.55 per cent per annum for general citizens.
ICICI Bank 5-Year FD Interest Rate
ICICI Bank provides an interest rate of 6.60 per cent per annum for general investors..
HDFC Bank 5-Year FD Interest Rate
HDFC Bank offers an interest rate of 6.40 per cent per annum on 5-year fixed deposits for general customers.
Punjab National Bank 5-Year FD Interest Rate
Punjab National Bank (PNB) provides a 5-year FD interest rate of 6.50 per cent per annum for general citizens.
SBI 5-Year FD: Maturity on Rs 5.25 lakh investment
A general citizen can get a maturity value of Rs 7,17,622.30, earning Rs 1,92,622.30 as interest.
BoB 5-Year FD: Maturity on Rs 5.25 lakh investment
A general citizen can get a maturity value of Rs 7,26,505.30, earning Rs 2,01,505.30 as interest.
ICICI Bank 5-Year FD: Maturity on Rs 5.25 lakh investment
A general citizen can get a maturity value of Rs 7,28,294.39, earning Rs 2,03,294.39 as interest.
HDFC Bank 5-Year FD: Maturity on Rs 5.25 lakh investment
A general citizen can get a maturity value of Rs 7,21,163.04, earning Rs 1,96,163.04 as interest.
PNB 5-Year FD: Maturity on Rs 5.25 lakh investment
A general citizen can get a maturity value of Rs 7,24,720.38, earning Rs 1,99,720.38 as interest.