Latest Fixed Deposit (FD) Interest Rates in 2025: If you are planning to invest your savings and looking for a reliable investment option that is risk-free and offers a guaranteed interest rate, then Fixed Deposits (FDs) may be the solution for you. These are investment options offered by banks and non-banking financial companies (NBFCs). It allows investors to invest a lump sum amount for a fixed tenure, typically ranging from a few months to several years. In this write-up, we will compare the FD interest rates for a 5-year tenure in 2025 offered by prominent institutions such as SBI, ICICI Bank, HDFC Bank, PNB, and the Post Office. Additionally, we will calculate the maturity amounts for both general customers and senior citizens for a Rs 7.5 lakh one-time investment.
(Disclaimer: Our calculations are projections and not investment advice. Do your own due diligence or consult an expert for financial planning.)
1/11- For general customers: 6.50% - For senior citizens: 7.50%
2/11- For general customers: A Rs 7.5 lakh investment in SBI’s 5-year FD will yield Rs 10,35,315 at maturity. - For senior citizens: You will receive Rs 10,87,461 upon maturity.
3/11- For general customers: 6.50% - For senior citizens: 7.00%
4/11- For general customers: A Rs 7.5 lakh investment in PNB’s 5-year FD will grow to Rs 10,35,315 at maturity. - For senior citizens: You will receive Rs 10,61,084 upon maturity.
5/11- For general customers: 7.00% - For senior citizens: 7.50%
6/11-For general customers: A Rs 7.5 lakh investment in HDFC’s 5-year FD will amount to Rs 10,61,084 at maturity. - For senior citizens: You will receive Rs 10,87,461 upon maturity.
7/11- For general customers: 7.00% - For senior citizens: 7.50%
8/11- For general customers: A Rs 7.5 lakh investment in ICICI’s 5-year FD will result in Rs 10,61,084 upon maturity. - For senior citizens: The maturity amount will be Rs 10,87,461 after 5 years.
9/11- For all customers: 7.50% (Applicable for 5-year FDs)
10/11- A Rs 7.5 lakh investment in a Post Office 5-year FD will yield Rs 10,87,461 at maturity.
11/11It should be noted that under Section 80C of the Income Tax Act, people can save up to Rs 1.5 lakh annually by investing in 5-year FDs.