444-Day Special FDs: SBI, Punjab & Sind Bank, IOB or Indian Bank—Which scheme offers highest return on Rs 10,25,000 investment?

444-Day Special FDs: Fixed Deposits (FDs) have long been considered one of the safest and most popular investment options for individuals seeking stable and assured returns. However, with the rise of mutual funds, equities, and other high-yield instruments, traditional FDs have lost some appeal among investors.

In response, several banks have launched limited-period special FD schemes that offer slightly higher interest rates than regular fixed deposits. One such scheme is the 444-day Special FD, currently being offered by leading banks including the State Bank of India (SBI), Punjab & Sind Bank, Indian Overseas Bank (IOB), and Indian Bank.

This article compares the returns offered by these banks on a 444-day FD with an investment of Rs 10.25 lakh, to help investors make informed decisions.

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(Disclaimer: The returns mentioned below are indicative and for illustrative purposes only. Investors are advised to verify rates and consult a certified financial advisor before making any investment decisions.)