SBI vs HDFC vs ICICI vs PNB vs Axis Bank daily ATM withdrawal limits compared: Will you suffer? Check your bank's cash cap
SBI vs HDFC vs Axis vs ICICI Bank vs PNB daily ATM withdrawal limits: Every bank has set a different limit based on the type of the debit card.
The season is auspicious and Indians are indulging themselves fully when it comes their favourite pastime, which is shopping. Considering it is Diwali, there are deals and offers on every conceivable product on earth! However, even as the cashless transactions trend is catching on, they prefer to pay in cash, mostly. Indians love to deal in cash and the RBI's official data describes it well. Despite PM Narendra Modi's push for the digital transaction, the amount of currency with the public had reached Rs 18.5 lakh crore figure in June, 2018. But cash is a physical commodity and it has to be withdrawn at bank ATMs. Many a time we have faced a situation when the nearest ATMs run dry leading to a cash crisis.
Things may have grown worse, now that the State Bank of India has halved the daily cash withdrawal limit from ATMs for certain debit-card holders to just Rs 20,000. So, to help ensure you always have enough cash in your wallet to power your shopping spree, we bring you a comparison of the SBI, HDFC, Axis, PNB and ICICI Bank ATM withdrawal limits. Check below:
SBI Daily ATM Withdrawal limit
Rs 20,000: For Classic and Maestro debit cardholders
Rs 40,000: For other card variants
HDFC Daily ATM Withdrawal limit
Rs 25,000: For Easy Shop Debit Card
Rs 1 lakh: For HDFC Bank Platinum Debit Card
Rs 25,000: For RuPay Premium Debit Card
Rs 50,000: For HDFC Bank Rewards Debit Card
Axis Bank Daily ATM Withdrawal limit
Rs 40,000: For Visa Classic/Platinum Debit Card
Rs 50,000: For Rewards + Debit Card, Titanium Prime Debit Card, Titanium Prime Plus Debit Card, Titanium Rewards Debit Card, and Online Rewards Debit Card
Rs 1 lakh: For Priority Debit Card
Rs 2 lakh: For Wealth Debit Card
Rs 3 lakh: For Burgundy Debit Card
ICICI Bank Daily ATM Withdrawal limit
Rs 50,000: For Smart Shopper Silver Debit Card
Rs 75,000: For ICICI Bank Smart Shopper Gold Debit Card, Privilege Banking Titanium Debit Card, Platinum Identity Chip Debit Card and Platinum Identity Chip Debit Card
Rs 1,50,000: For ICICI Bank Visa Signature Debit Card
PNB Daily ATM Withdrawal limit
Rs 25,000: For Classic Debit Card
Rs 50,000: For Platinum Debit Card
Rs 1,00,000: For Business Debit Card
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Nowadays bank offers various kinds of debit cards to its customers based on their eligibility and credit profile. If you are unable to find the daily withdrawal limit of your ATM, you can call your bank's customer care and check it with them.
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