LICHFL home loan: Planning to take a home loan; know about Griha Siddhi facility!
LICHFL Home Loan: If you are looking for a home loan then you must know about this home loan facility being offered by LIC Housing Finance Limited (LICHFL). LICHFL is offering ‘Griha Siddhi’, a floating home loan product. The rate of interest for this facility starts from 6.90 per cent per annum according to the information available on its website
LICHFL Home Loan: If you are looking for a home loan then you must know about this home loan facility being offered by LIC Housing Finance Limited (LICHFL). LICHFL is offering ‘Griha Siddhi’, a floating home loan product. The rate of interest for this facility starts from 6.90 per cent per annum according to the information available on its website.
The company is also part of the Pradhan Mantri Awas Yojana – a Government of India Housing for All by 2022 mission.
LICHFL is one of the largest Housing Finance Companies in India. It caters to long term financing to individuals for the purchase or construction of house/flat for residential purposes in India.
LICHFL also provides finance on existing property for business or personal needs and also gives loans to professionals for purchase and construction of clinics, nursing homes, diagnostic centers and office space and also for purchase of equipment.
The Company also provides finance to builders and developers engaged in the business of construction of houses or flats for residential purpose and to be sold by them.
Know features of Griha Siddhi:
Maximum tenure of 30 years or attainment of 60 years whichever is earlier.
Interest Concession for Women Borrowers.
There is no pre-payment penalty.
This home loan facility can be availed for construction or purchase of house or flat and repairs/renovation to the existing properties.
This loan service is also offering a takeover of existing home loans facility
The company has over 284 marketing offices including two overseas branches and has also engaged around 12000 marketing intermediaries to guide potential buyers through the loan process.
The potential buyers can enquire about the loan facility through a ‘New Home Loan Enquiry’ process available on its website. The loan seeker just needs to enter details in the enquiry form.
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LICHFL has served around 25 lakh families disbursing loans to the tune of Rs 25 lakh cr, its website says.
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