How to get Employees' Provident Fund (EPF) passbook online: Step by step guide

Employees Provident Fund Organisation (EPFO) provides various online services and facilities to its subscribers. One such online facility that EPFO provides EPF subscribers is access to the statement of contributions in respective EPF accounts. A subscriber can get to access his/her EPF passbook from the EPFO's online member portal i.e epfindia.gov.in. In an EPF account, the employee and employer contributes 12 per cent each of the pay (basic salary, dearness allowance and retaining allowance) towards the account. The employer's contribution equal to 12 per cent of the subscriber's pay is further divided into two parts. The amount equal to 8.33 per cent is diverted to the pension fund, while the remaining 3.67 per cent goes to the EPF account.

The EPF money is a government secured and backed fund and the interest earned is tax-free as per laws. An employee enjoys the EEE (exempt-exempt-exempt) status on his/her EPF earnings. The employee’s contribution is tax-deductible under the Section 80C of the Income Tax Act. Hence, the interest earned and the invested money the employee withdrawn after the period of 5 years are exempted from Income Tax. 

Here is how to get an access EPF passbook online through EPFO portal (passbook.epfindia.gov.in):

Step 1: First, the user is required to visit the EPFO's officail website i.e epfindia.gov.in and access the 'e-passbook' option available.

Step 2: Now the user will be redirected to the EPF passbook page, a new link- passbook.epfindia.gov.in.

Step 3: After that the user will have to proceed by logging in his/her username i.e UAN or Universal Account Number and password. The UAN of an employee is an identification number that is mentioned on the monthly salary.

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Step 4: After logging in, the user will have to select the details on the job. The details will be different and available as per the job change of an employee as the each job will have a separate member ID.

Step 5: After selecting a member ID,  the user can view the EPF e-passbook online. The passbook will indicate the current balance and recorded transactions in the EPF account of an employee. 

To check the EPFO balance, the user can log in to the EPF India's official website to know all about one’s EPF details online. The subscriber can enter his/her UAN (Universal Account Number), and get access to all EPFO services online. The EPFO details can also be checked with the help of EPF account number. However, the user can also get to know all the details like latest PF contribution and balance available with EPFO, by giving a missed call to– 01122901406 or send an SMS 'EPFOHO UAN' to – 7738299899 from a registered mobile number.