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Business News » Personal Finance News

At SBI, get home loan with zero processing fee, concession on interest rates, low EMIs! Check Home Loan Utsav offers

On multiple occasions, SBI has organised Home Loan Utsav for buyers. 

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At SBI, get home loan with zero processing fee, concession on interest rates, low EMIs! Check Home Loan Utsav offers
The State Bank of India (SBI) Home Loan Utsav is back. Photo: Reuters
Written By: ZeeBiz WebTeam
Updated: Thu, Jun 13, 2019
06:41 pm
Mumbai, ZeeBiz WebDesk
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The State Bank of India (SBI) Home Loan Utsav is back. The lender will organise a two-day festival with attractive and amazing offers on home loans. One of the advantages of availing home loans during SBI’s 2-day Utsav is that home loans are offered at zero processing fees with various concessions on interest rates to new borrowers and low EMIs. 

This comes right after SBI launched its Mega e-auction on properties. In the past few days, SBI has made its home loan product very appealing, especially after dropping the bombshell that now this lending product will be linked with policy repo rate effective from July 01, 2019. 

The SBI’s Home Loan Utsav 2019 will be conducted in Bengaluru, from June 29, 2019. The utsav will be over by the end of June 30, 2019. Hence, home buyers who are looking to avail home loans, might want to hurry up in order to avail the above mentioned benefits. 

SBI via its Twitter account said, “Attend the biggest property expo, #SBI Home Loan Utsav 2019, in Bengaluru on 29th & 30th June, 2019 and apply for a home loan that’s right for you.” SBI has asked customers for further details to contact them on 9448993285 / 9448994568 or email homeloans.lhoban@sbi.co.in.

Attend the biggest property expo, #SBI Home Loan Utsav 2019, in Bengaluru on 29th & 30th June, 2019 and apply for the home loan that’s right for you. To know more, contact us @ 9448993285 / 9448994568 or email homeloans.lhoban@sbi.co.in#HoSaktaHai #SBIHomeLoanUtsav #SBIHomeLoan pic.twitter.com/E7UWMukzvR

— State Bank of India (@TheOfficialSBI) June 13, 2019

At SBI, home loan interest rates are set in two categories namely salaried and non-salaried separately for men and women. In case of loan upto Rs 30 lakhs, SBI charges interest rate between 8.55% to 8.65% on salaried women, while the non-salaried ones here get between 8.70% to 8.80%. 

While, for loans above Rs 30 lakhs but up to Rs 75 lakhs - a salaried women gets 8.80% to 8.90%, while the non-salaried one 8.95% to 9.05%. Similarly, a salaried woman gets rates ranging from 8.90% to 9% and that for non-salaried one the rates are 9.05% to 9.15% on above Rs 75 lakh loans. 

In case of men for similar loans mentioned above, interest rates are just 5 basis points higher in the same manner. So that means, a salaried man will get 8.60% to 8.70% on home loan below Rs 30 lakhs. The same applies on other home loan limit as  well.

Times have turned good for home buyers, as now their EMIs are definitely going to become cheaper. Home loans are a good way of investing in property. Few of the reasons would be that, they help you in repayment on a monthly basis for longer tenure hence eliminating the need of gathering hefty cash. 

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TAGS:
SBIState Bank of IndiaSBI home loanSBI home loan interest ratesSBI loansSBI customers
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