Published: 3:30 PM, Oct 14, 2025
|Updated: 5:13 PM, Oct 14, 2025
As India prepares for Diwali, it is an opportune time to plan your long-term investment journey. As of October 10, in the last three years, two largecap funds, four midcap funds and four smallcap funds have delivered annualised returns of 19.73-21.16 per cent, 30.14-34.74 per cent, and 32.14-35.17 per cent, respectively, according to data from industry body AMFI. These are the top-performing schemes of their respective segments.

1/11
These 10 schemes have beaten the returns of their benchmarks: BSE 100 TRI (15.87 per cent), Nifty 100 TRI (15.09 per cent), Nifty Midcap 150 TRI (28.20 per cent), Nifty Smallcap 250 TRI (28.65 per cent), and BSE 250 Smallcap TRI (27.96 per cent), the data shows.
Let's take a look at these schemes, and their annualised lump sum and SIP returns in detail:

2/11
This largecap equity scheme has delivered an annualised return of 21.16 per cent in three years (in direct mode), according to AMFI data. To put that into perspective, a sum of Rs 10 lakh invested in this scheme three years ago is worth approximately Rs 17.79 lakh now, show calculations.
SIP Return: The fund has given an annualised return of 18.08 per cent through the SIP route.

3/11
This largecap MF has given an annualised 19.73 per cent return in three years, turning Rs 10 lakh into approximately Rs 17.16 lakh.
SIP Return: 17.39%

4/11
This midcap equity scheme has delivered an annualised return of 34.74 per cent in three years, turning a Rs 10 lakh investment into approximately Rs 24.46 lakh.
SIP Return: 25.71%

5/11
This midcap scheme has given a 30.96 per cent annualised return in three years. A Rs 10 lakh investment in it has grown to about Rs 22.46 lakh during this period.
SIP Return: 25.24%

6/11
This midcap equity scheme has delivered an annualised return of 30.16 per cent in three years, turning a Rs 10 lakh investment into approximately Rs 22.05 lakh.
SIP Return: 23.3%

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This midcap scheme has given a 30.14 per cent annualised return in three years.
A Rs 10 lakh investment in it has grown to about Rs 22.04 lakh during this period.
SIP Return: 22.8%

8/11
This smallcap fund has delivered an annualised return of 35.17 per cent in three years. A lump sum investment of Rs 10 lakh in it has grown to approximately Rs 24.70 lakh during this period.
SIP Return: 18.22%

9/11
This smallcap MF has given a return of 33.46 per cent in three years, turning Rs 10 lakh into approximately Rs 23.77 lakh.
SIP Return: 18.23%

10/11
This scheme has given a return of 32.31 per cent.
A sum of Rs 10 lakh invested in this scheme three years ago has grown to approximately Rs 23.16 lakh today.
SIP Return: 29.14%

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This smallcap fund has delivered an annualised return of 32.14 per cent in three years.
A lump sum investment of Rs 10 lakh in it has grown to approximately Rs 23.07 lakh during this period.
SIP Return: 24.6%