ELSS or Equity Linked Savings Scheme is an equity-based mutual fund that invests in stocks and provides both wealth creation and tax-savings benefits. Most tax-saving schemes have lock-in periods, and ELSS does too. They have a mandatory three-year lock-in. This means you can not withdraw money for three years. However, this is the shortest lock-in period among Section 80C tax-savings investments like five-year tax-saving FDs and 15-year PPF. Section 80C tax benefits are available under the old tax regime only, and there is no such benefit in the new tax regime. The good thing about mutual fund investment is that your money is being managed by professional fund managers. The returns in ELSS are not fixed as they are market-linked investments and are subject to market volatility.
In this article, we will discuss more about ELSS mutual funds. Also, know what a Rs 25,00,000 lump sum (one-time) investment in the top 10 mutual funds has given in the 5-year time frame.
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1/10The top fund is the Motilal Oswal ELSS Tax Saver Fund. It has given a 17.64 per cent return in five years. The fund size is Rs 4,659 crore. As of June 04, 2026, the fund's net asset value (NAV) was Rs 54.18.
A Rs 25,00,000 one-time investment in the fund in five years has converted into Rs 56,32,681.
2/10SBI ELSS Tax Saver Fund is the top second fund, which has given a 16.05 per cent return in five years. The fund size is Rs 31,094 crore. As of June 04, 2026, the fund's net asset value (NAV) was Rs 422.14.
A Rs 25,00,000 one-time investment in the fund in five years has jumped to Rs 52,62,181.
3/10The third top fund in the list is HDFC ELSS Tax Saver Fund. This fund's size is Rs 15,559 crore and has given a 15.62 per cent return in five years. The fund's net asset value (NAV) was Rs 1,309.89 as of June 04, 2026.
A Rs 25,00,000 one-time investment in the fund in five years has jumped to Rs 51,65,411.
4/10Next comes the Rs 12,506 crore corpus Quant ELSS Tax Saver Fund. The fund has given a 15.29 per cent return in five years, and the net asset value (NAV) was Rs 392.59 as of June 04, 2026.
A Rs 25,00,000 one-time investment in the fund in five years has jumped to Rs 50,92,116.
5/10This ELSS fund has provided a 13.92 per cent return in a lump sum investment in five years. The fund size is Rs 220 crore. As of June 04, 2026, the fund's NAV was Rs 47.9.
A Rs 25,00,000 one-time investment in the fund in five years has jumped to Rs 47,96,671.
6/10The Nippon India ELSS Tax Saver Fund has given an 13.51 per cent return in five years. The fund size is Rs 14,742 crore. As of June 04, 2026, the fund's NAV was Rs 127.67.
A Rs 25,00,000 one-time investment in the fund in five years has jumped to Rs 47,10,974.
7/10This ELSS fund has provided a 13.39 per cent return in lump sum investment in five years. The fund size is Rs 3,939 crore. As of June 04, 2026, the fund's NAV was Rs 135.52.
A Rs 25,00,000 one-time investment in the fund in five years has increased to Rs 46,86,125.
8/10DSP ELSS Tax Saver Fund, a 16,337 crore fund, has given a 12.88 per cent return in five years. As of June 04, 2026, the fund's NAV was Rs 133.59.
A Rs 25,00,000 one-time investment in the fund in five years has increased to Rs 45,81,683. Bank of India ELSS Tax Saver Fund
9/10The second last fund on the list is Bank of India ELSS Tax Saver Fund. It is a 1,403 crore fund, has given a 12.82 per cent return in five years. As of June 04, 2026, the fund's NAV was Rs 158.89.
A Rs 25,00,000 one-time investment in the fund in five years has increased to Rs 45,69,519.
10/10The Parag Parikh ELSS Tax Saver Fund has given an 12.67 per cent return in five years. The fund size is Rs 5,617 crore. As of June 04, 2026, the fund's NAV was Rs 28.88.
A Rs 25,00,000 one-time investment in the fund in five years has jumped to Rs 45,39,223.
Our calculations are projections and not investment advice. Do your own due diligence or consult an expert for financial planning.