There are various investment options for investors to save money for retirement. These include life insurance policies, fixed deposits (FDs), government pension plans like NPS, among others. As every person has different needs and lifestyles therefore they should plan their investment in such a way that they can fulfill their needs during the retirement period. One of the other ways to accumulate retirement funds is to invest in equity mutual funds.
In this article, we will talk about the top five retirement solution mutual funds with the best SIP returns in five years. These funds are also called pension funds that invest in low-risk investment options, like government securities, to ensure steady returns. They also come up with a 5-year lock-in period or till retirement whichever is earlier. We will also calculate the returns on a Rs 30,000 monthly SIP and know how much no 1 fund has been given in five years. Take a look:
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1/10Fund size: Rs 1,333 crore SIP return in 5 years: 25.05% NAV as of September 15, 2025: Rs 36.29
2/10With a monthly investment of Rs 30,000, the fund has grown to Rs 33.45 lakh in 5 years, as per the calculations.
3/10Fund size: Rs 6,584 crore SIP return in 5 years: 19.62% NAV as of September 15, 2025: Rs 57.59
4/10With a monthly investment of Rs 30,000, the fund has grown to Rs 29.34 lakh in 5 years, calculations show.
5/10Fund size: Rs 3,144 crore SIP return in 5 years: 17.87% NAV as of September 15, 2025: Rs 32.87
6/10With a monthly investment of Rs 30,000, the fund has grown to Rs 28.11 lakh in 5 years.
7/10Fund size: Rs 2,047 crore SIP return in 5 years: 15.62% NAV as of September 15, 2025: Rs 79.65
8/10With a monthly investment of Rs 30,000, the fund has grown to Rs 28.11 lakh in 5 years.
9/10Fund size: Rs 408 crore SIP return in 5 years: 15.29% NAV as of September 15, 2025: Rs 22.33
10/10With a monthly investment of Rs 30,000, the fund has grown to Rs 26.39 lakh in 5 years.
Investing in mutual funds is subject to market risks. Consult your advisor before making any investment.